For insurance buyers, insurance agents and insurance wholesalers!For insurance buyers, insurance agents and insurance wholesalers!
Excel Insurance Services, Inc.
Contact Us
contact_phone Click to call
Excel Insurance Services, Inc.
Contact Us
contact_phone Click to call

Snow Plowing Insurance

Snow Plowing Coverage
 
Excel Insurance Services, Inc. offers specialized access to Snow Plowing Insurance programs designed for a wide range of snow removal operations. As a Managing General Agency and Excess & Surplus Lines Broker, Excel works with various non-admitted carriers to provide flexible coverage solutions for risks that may be difficult to place in the standard market.
 

Ideal Accounts and Appetite

This program is well-suited for contractors and businesses engaged in commercial and municipal snow removal. Eligible operations include:
  • Snow removal using bobcats, snow blowers, shovels, or similar equipment
  • Truck-based snow plowing (with auto coverage already in place)
  • Operations clearing sidewalks, driveways, parking lots, public streets, roads, highways, and interstates
Accounts with 100% subcontracted operations can also be considered, offering brokers and agents added flexibility when placing risk.
 

Coverage Highlights and Advantages

  • Minimum premium for $1M/$2M limits as low as $2,500 for sidewalk, driveway, and parking lot operations
  • Minimum premium as low as $5,000 for accounts involving public streets, highways, and interstates
  • Umbrella coverage is available
  • Coverage tailored for diverse snow removal methods and equipment
This program is designed to help your clients manage liability exposures related to property damage and bodily injury during snow removal operations. Whether your client is a small residential contractor or a municipal contractor servicing public roads, Excel can help you find the right market.
 

Underwriting Requirements

To obtain a quote, please be prepared to submit the following:
  • ACORD Application
  • Snow Plowing Supplement
  • Details on number of owners and employees, and gross receipts
  • Three-year loss runs
Rating bases may vary by carrier, so complete and accurate submissions are key for optimal results.
 

Territories and Availability

This Snow Plowing Insurance program is available to agents and brokers with risks located in the following states:
  • Delaware (DE)
  • New Jersey (NJ)
  • New York (NY)
  • Pennsylvania (PA)
 

Why Work With Excel Insurance Services, Inc.?

Excel Insurance Services, Inc. has access to a wide range of non-admitted markets and specializes in placing tough-to-write risks. Their experience in niche industries like snow removal gives you the tools to serve your clients with confidence and efficiency. Whether you’re placing a new start-up or helping an experienced contractor expand coverage, Excel's responsive underwriting and market access can help you close the deal.
 

Frequently Asked Questions

What types of accounts are a good fit for this Snow Plowing Insurance program?

This program is ideal for snow removal contractors handling sidewalks, driveways, parking lots, public streets, and highways using trucks or other equipment.

Can 100% subcontracted operations be covered?

Yes, accounts with 100% subcontracted operations can be considered under this program.

What documents are required for submission?

Agents should submit an ACORD application, Snow Plowing Supplement, three-year loss runs, and details on ownership, employees, and gross receipts.

Is umbrella coverage available with this program?

Yes, umbrella coverage options are available for qualified risks.

Which states is this program available in?

This program is available in Delaware, New Jersey, New York, and Pennsylvania.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Agency and Excess & Surplus Lines Broker
  • Admitted:
    No States
  • Carriers:
  • Carrier Ratings:
    A or Better
  • Commission:
    Various
  • Min Premium:
    $2,500

Browse

Request a Quote Now!

CONTACT INFORMATION

LOCATION

There are no locations attached to this storefront.

APPLICATIONS

CompleteMarkets is The Insurance Industry's Professional Network
Please Register for FREE or Sign In to contact
Not an Insurance Agent? No problem, we help hundreds of people find the right agent/advisor every day!
Visit our dedicated Insurance Consumer section and we will recommend the right agent for your specific needs.
Excel Insurance Services, Inc. has other insurance programs like Alarm Installation Insurance.