Roofing Contractors Insurance Program from Insential, Inc.
Roofing contractors face some of the highest risk exposures in the construction industry. Whether your client is working on residential homes, commercial buildings, or multi-unit developments, having the right insurance coverage is essential. At Insential, Inc., we specialize in providing tailored Roofing Contractors Insurance solutions through top-rated E&S markets. We understand the complex and hazardous nature of roofing operations and offer flexible, competitive options to help you place your clients’ business with confidence.
Ideal Accounts and Appetite
We can help you place a wide range of roofing risks, including both commercial and residential roofing contractors. Our appetite includes contractors involved in new construction, repair, and replacement work. We have options for accounts working on:
- Single-family homes and residential properties
- Townhomes and condominiums
- Tract housing and larger residential developments
- Commercial buildings and light industrial properties
In many cases, we can provide coverage with no height restrictions and no hot tar exclusions, depending on the market and underwriting.
Coverage Highlights and Advantages
Our Roofing Contractors Insurance program includes a comprehensive suite of coverages designed to meet the needs of today’s roofing businesses. Available coverages include:
We also offer critical enhancements and additional options to meet project and contractual requirements:
Underwriting Notes and Submission Requirements
To ensure a smooth and efficient underwriting process, please submit the following:
*Please note: We have limited market access in Colorado and do not offer this program in New York.
Territories and Availability
This program is available on a non-admitted basis in the following states: AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY, and DC.
Why Work With Insential, Inc.?
Insential is a trusted E&S broker with deep expertise in the construction sector. Our dedicated team understands the unique challenges roofing contractors face and has access to a wide range of markets to help you find the right fit for your clients. Whether you're working with established contractors or experienced new ventures, we provide responsive service, expert guidance, and flexible coverage options to help you win and retain business.
You might have a client bidding on a new townhouse project or a roofer specializing in storm damage repair—our program can accommodate both. Let us help you deliver the protection your roofing clients need with competitive terms and value-added coverage enhancements.
Frequently Asked Questions
What types of accounts are a good fit for this program?
We’re a strong fit for residential and commercial roofing contractors involved in new construction, repairs, or replacements. We can also consider contractors working on tract housing, condos, and townhomes.
Are there height or hot tar restrictions?
In many cases, we can offer coverage with no height restrictions and no hot tar exclusions, depending on the underwriting and carrier selected.
Can new ventures qualify for this program?
Yes, new ventures with appropriate prior experience may be eligible. Submission of a completed supplemental application and relevant background is required.
What is required to submit an account?
We need completed ACORD applications, five years of currently valued loss runs, and a roofing supplemental application. New ventures may also submit resumes or background information.
Is this program available in all states?
The program is available in most states on a non-admitted basis, but we have limited markets in Colorado and do not currently offer coverage in New York.
Need help placing an account? Connect with a market specialist.