Environmental Contractors - Combination Policy from Intercorp, Inc.
Intercorp, Inc. offers a flexible and comprehensive insurance solution tailored specifically for environmental contractors and consultants. Our Environmental Contractors - Combination Policy allows agents and brokers to package General Liability, Contractors Pollution Liability (CPL), and Professional Liability into a single, streamlined policy. Any two or all three of these coverages can be combined to suit the unique needs of your clients.
This bundled approach helps eliminate potential gaps or conflicts between coverages that can arise when policies are written separately. With our program, you can confidently place environmental risks knowing that your insureds are protected under a coordinated and well-structured policy.
Ideal Accounts and Target Classes
This program is well-suited for a wide range of environmental service providers and consultants. Typical classes include:
- Air quality monitoring and consulting
- Environmental compliance services
- Phase I, II, and III environmental site assessments
- Environmental remedial investigations
- Geotechnical and geophysical consulting
- Asbestos or lead abatement and mold remediation
- Storage tank installation, removal, and testing
- Groundwater and soil remediation
- Wetlands delineation and consulting
- Radon mitigation contracting and assessment
- Hazardous materials packaging and consulting
- Industrial hygiene and health & safety consulting
If you have clients engaged in environmental testing, cleanup, or consulting who work with hazardous materials or sensitive ecosystems, this program can be a strong fit.
Coverage Highlights and Benefits
By bundling coverages into one policy, your clients gain:
- Simplified policy management with one carrier and one effective date
- Reduced risk of coverage gaps between liability, pollution, and professional exposures
- Customizable options to match the specific operations of each insured
For example, you might have a client who performs both mold remediation and environmental consulting. With Intercorp’s combination policy, you can tailor a package that addresses both their professional E&O exposures and pollution risks under one coordinated policy.
Underwriting Considerations and Minimum Premiums
Minimum premiums generally start at $2,500 and may vary depending on the scope of services, revenue, and coverage selected. We work with a variety of carriers, allowing us to find competitive options for many types of environmental risks. Submissions should include complete applications and supporting documentation on services provided, project history, and loss information.
Territories and Availability
This program is available in all 50 states and Washington, DC. Whether you’re working with contractors in urban redevelopment areas or consultants in rural wetlands, we can help you place the business across a broad geographic footprint.
Why Work with Intercorp, Inc.?
As an experienced Excess & Surplus Lines Broker, Intercorp, Inc. specializes in providing tailored insurance solutions for niche markets, including environmental exposures. Our access to multiple markets and deep understanding of environmental risks allows us to offer flexible terms and responsive service to brokers and agents nationwide.