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J.M. Wilson Corp.
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J.M. Wilson Corp.
Contact Us
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Artisan Contractors Insurance

J.M. Wilson Artisan Contractors Insurance Program

J.M. Wilson Corp. provides independent agents and brokers access to A-rated markets for Artisan Contractors Insurance across a wide range of trade classes — including new ventures and startup contractors. Whether your client is a one-person handyman or a small residential contractor crew, this program helps address common on-site liability and property exposures with tailored general liability and property solutions.

As a Managing General Agency and Excess & Surplus Lines Broker, J.M. Wilson places business with both admitted and non-admitted carriers. That market flexibility makes it easier to place harder-to-place risks or accounts that don’t meet standard market guidelines. Phone quotes are available for fast turnaround when you need one.

 Sample Classes for Artisan Contractors Insurance
  • Air Conditioning – Sales, Service & Installation
  • Carpentry
  • Concrete Construction
  • Door, Window or Assembled Millwork Installation
  • Drywall or Wallboard Installation
  • Electrical Work – Within Buildings
  • Fence Erection, Floor Covering Installation
  • General Contractors (Residential Focus)
  • Glass Dealers and Glaziers
  • Handyman Services
  • Landscape Gardening
  • Masonry, Painting (Interior and Exterior – No Spray)
  • Plumbing – Residential
  • Roofing – Residential
  • Tile, Stone, Marble (Interior)
  • Welders
  • And many more...
Coverage Highlights
  • Property Coverage for owned locations and business property
  • Inland Marine for tools, equipment and contractor's stock
  • Umbrella – limits available up to $5,000,000
  • Premises/Operations and Products/Completed Operations liability
  • $5,000 Premises Medical Payments
  • Personal Injury coverage
  • $100,000 Fire Damage Liability
Optional Coverage
  • Damage to Property of Others — available up to specified limits
  • Typical option example: $5,000 per occurrence / $25,000 aggregate
Underwriting Notes and Premiums
Minimum premiums vary by class, payroll, sales and the scope of the contractor’s operations. J.M. Wilson leverages both admitted and non-admitted markets to match the right carrier to the risk, including new ventures, seasonal operations, and accounts that need flexibility beyond standard programs. Provide details on operations, employee count, annual receipts, and any subcontractor usage for the quickest and most accurate response.

Territories Served
This Artisan Contractors program is available to agents and brokers in the following states: AL, AR, FL, GA, IL, IN, IA, KS, KY, MI, MS, MO, NE, NC, OH, OK, PA, SC, TN, VA, WV, WI.

Why Work with J.M. Wilson?
With decades of experience in E&S and admitted markets, J.M. Wilson offers broad market access and responsive underwriting for contractor exposures. Their team understands the common perils artisan firms face — from jobsite liability and property damage to tools-in-transit and completed operations — and will work with you to craft practical, market-appropriate solutions.

You might have a client who is launching a residential HVAC installation business with modest payroll and significant tools and equipment — J.M. Wilson can help place that new venture. Or you may represent a small general contractor focused on home renovations who needs products/completed operations limits and inland marine for contractor tools; this program can provide those coverages on admitted or non-admitted paper as appropriate.

For more details, agent submission requirements, or to request a phone quote, visit our website, www.jmwilson.com, or submit your request through the CompleteMarkets quote link on this storefront.

Frequently Asked Questions

What types of accounts are a good fit for this program?

This program is ideal for residential and light commercial artisan contractors, including carpenters, electricians, plumbers, painters, handymen, and other specialty trades—even new ventures.

Can new businesses or startup contractors be considered?

Yes, J.M. Wilson has markets available for new ventures and startup contractors that may not qualify for standard programs.

Are both admitted and non-admitted markets available?

Yes, J.M. Wilson works with a variety of admitted and non-admitted carriers to provide flexible solutions based on your client's risk profile and location.

Which states is this program available in?

This program is available in 22 states, including AL, FL, GA, IL, MI, NC, OH, PA, TN, VA, and others across the Midwest and Southeast.

What is the minimum premium for this program?

Minimum premiums vary depending on the class and scope of operations. Contact J.M. Wilson for a customized quote based on your client’s risk.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Agency and Excess & Surplus Lines Broker
  • Admitted:
    Some Available Markets
  • Carriers:
  • Carrier Ratings:
    A rated or better
  • Commission:
    Varies
  • Min Premium:
    Varies

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CONTACT INFORMATION

LOCATION

8036 Moorsbridge Road
Portage, MI 49024
800-666-5692
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AGENCY LICENSING

To become an appointed agent with J.M. Wilson, the agency profile linked below is required. There is no premium volume requirement.
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J.M. Wilson Corp. has other insurance programs like Alarm Installation and Repair Insurance.