Motor Truck Cargo Insurance

Ideal Accounts and Appetite

• Long- and short-haul trucking operations
• Owner-operators and fleet operators of varying sizes
• Furniture movers, car and boat haulers, and household goods movers
• Freight forwarders, rigging contractors, and specialty haulers
• New ventures and trip-transit exposures

MPG’s flexible underwriting approach lets you place accounts that might be difficult to bind elsewhere — whether the client hauls general commodities, perishables, or higher-value freight.

Coverage Highlights and Advantages

• Non-scheduled policies for operational flexibility across loads
• No radius limitations — suited for local, regional, and national hauls
• Terminal coverage and warehouse legal liability available
• Loading and unloading coverage included to reduce gaps during handling
• Refrigeration breakdown and contingent cargo solutions for temperature-sensitive shipments

These coverages help manage financial exposures from damaged, lost, or stolen cargo, and address liability while cargo is handled, stored, or in transit.

Why Work With Maritime Program Group

• Direct access to in-house underwriters with deep transportation expertise
• Exclusive program access with A-rated carriers
• Prompt policy and endorsement issuance to keep accounts moving
• Responsive service and proactive communication throughout binding and claims
• Competitive commission schedules and flexible billing options
• Tools and services to support loss prevention and risk management

MPG empowers agents to confidently place cargo coverage for complex and emerging risks with an underwriting partner that understands the trucking business.

Territories and Availability

The Motor Truck Cargo program is available in all 50 states and Washington, D.C. Policies can be issued on an admitted or non-admitted basis depending on the state and risk. Coverage is placed through A-rated carriers where applicable.

Frequently Asked Questions

Need help placing an account? Connect with a market specialist.