Ideal Accounts and Appetite
This program is built for businesses that operate in the recreational marine space, including:
- Marinas and boatyards (fuel docks, storage, repair)
- Boat dealers and yacht brokers
- Yacht clubs and sailing schools
- Marine artisans and repair facilities
- Boat rental and charter operations
MPG can handle full-service marinas as well as smaller, specialized shops. Typical fits include accounts with on-site repair, fuel operations, inventory exposures, and pier/dock operations. Less-aligned risks are large commercial shipping operations, heavy industrial waterfront facilities, and accounts with significant adverse loss histories — discuss these with underwriters before submission.
Example scenarios you might place through MPG:
- A seasonal, full-service marina with fuel docks, transient slips and a small repair shop seeking a package policy including Piers & Docks and Pollution Liability.
- A yacht dealer needing combined inventory coverage, General Liability, and Marina Operators Legal Liability for a multi-location operation.
Coverage Highlights and Advantages
Underwritten by marine specialists, the program offers a broad, customizable package of commercial coverages tailored to recreational marine exposures. Core offerings include:
- Hull and P&I
- Property, Crime, General Liability, and Inland Marine (package option)
- Commercial Auto
- Workers’ Compensation
- Marina Operators Legal Liability
- Yacht Dealers Inventory Coverage
- Builders Risk
- Pollution Liability
- Directors & Officers (D&O) and Employment Practices Liability (EPLI)
- Piers, Docks & Other Marine Structures
MPG also offers proprietary coverage enhancements developed in-house to address evolving marine exposures — these can help differentiate submissions and improve placement success.
Underwriting Notes and Minimum Premiums
Underwriting is performed by a team with lifelong marine experience. They evaluate operational details (fueling, repair, storage, seasonal activity), inspection findings, and loss-control measures when structuring coverage. Minimum premiums and retentions vary by account size and complexity; the underwriters will provide guidance after reviewing submissions. Be prepared to provide current loss runs, operations descriptions, and values for vessels and inventory.
Territories and Availability
This program is available in all 50 states, including Washington, D.C. MPG can place coastal, Great Lakes, inland lake, and riverine marine risks nationwide.
Why Work With Maritime Program Group?
Agents and brokers choose MPG when they need a marine-focused market that can handle multi-line commercial placements with speed and expertise. Key strengths:
- Exclusive program access with top-rated carriers
- Dedicated marine underwriting specialists with decades of experience
- Comprehensive, customizable coverage packages
- Responsive service designed for wholesale placement workflows
Whether you’re placing a marina expanding services or a dealer needing inventory protection, MPG provides underwriting depth and product flexibility to help you win and retain that business.
Learn more about MPG’s recreational marine underwriting and how we can help place your next risk. Contact us at
(800) 366-8086 or visit our
company profile for additional information.
Frequently Asked Questions
What types of accounts are a good fit for this program?
Marinas, boat dealers, yacht clubs, boat rental/charter operations, and marine repair facilities are the primary fits. Accounts focused on recreational boating activities are ideal.
Is this program available in all states?
Yes — the program is available nationwide in all 50 states and Washington, D.C.
What are the minimum premium requirements?
Minimum premiums vary based on the size and complexity of the risk. Underwriters will evaluate each submission and advise on minimums and available features.
Can I get multiple lines of coverage from a single source?
Yes. MPG offers multi-line solutions — property, liability, auto, workers’ comp, inland marine and specialty marine coverages — through a single submission to streamline placement.
Who underwrites the coverage?
Coverage is underwritten by Maritime Program Group’s team of marine specialists, backed by long-standing carrier relationships and more than 25 years of program stability.
Need help placing an account? Connect with a market specialist.