From the harbor to the yard
For over a decade, Maritime Program Group has delivered specialized Workers Compensation Insurance solutions tailored to the unique risks of the recreational and ocean marine industries. As a leading program administrator with deep expertise in this niche, we offer exclusive underwriting programs that serve a wide spectrum of marine-related businesses—from small artisan shops to large national operations. Whether your client needs standalone Workers Compensation or bundled coverage, we provide flexible, comprehensive solutions designed to meet their needs.
MPG Advantages:
• Direct access to in-house underwriters with hands-on maritime industry experience
• We issue policies and endorsements directly for streamlined service
• Available in all 50 states and the District of Columbia
• Industry-leading service with proactive communication and fast turnaround
• Direct or agency billing options to suit your workflow
• Competitive commission structures
• Dedicated in-house claims team for fast and knowledgeable response
• Marine-focused loss prevention tools and training resources
Program Features:
• Risk control bulletins and webinars tailored to marine operations
• DVD training library for employee safety and compliance meetings
• Automatic bill review (bill scrubbing) services
• Pharmacy benefits management program
• Guaranteed cost options
• Large deductible programs available
• No minimum premium for state workers comp
• Maritime Employers Liability (MEL) coverage available
• Pay-as-you-go payment plans available
Ideal Accounts and Appetite
Our Workers Compensation program is ideal for accounts operating in or around marine environments. This includes marinas, boatyards, shipyards, marine construction firms, commercial and recreational vessel operators, and related support services. If you have clients with employees working on or near the water, especially in coastal or harbor facilities, this program is designed to address their unique risk exposures.
Example accounts that fit well include a regional boat repair facility with dockside operations or a marine supply distributor servicing ports across several states. We welcome both small regional businesses and complex multi-state risks.
Underwriting Notes
We offer flexible underwriting for a wide range of marine-related businesses. There is no minimum state premium, and we accommodate both guaranteed cost and large deductible structures. Our underwriters are accessible and responsive, working directly with agents to tailor coverage for each account.
Territories and Availability
This program is available in all 50 states and the District of Columbia. Whether your client operates in a coastal market, inland marina, or shipyard facility, we can help you secure the right Workers Compensation solution.
Why Work With Maritime Program Group?
With deep knowledge of the marine industry and a commitment to hands-on service, Maritime Program Group is the go-to partner for agents placing Workers Compensation coverage in the marine space. Our in-house underwriters and claims professionals understand the exposures your clients face every day and are here to help you deliver the right coverage with speed and confidence. We work closely with our agent partners to provide competitive terms, fast turnaround, and responsive service every step of the way.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program fits marine-related businesses such as marinas, boatyards, shipyards, marine contractors, and commercial vessel operators.
Is Workers Compensation coverage available in all states?
Yes, Maritime Program Group offers this program in all 50 states and the District of Columbia.
Can this coverage be written as standalone Workers Compensation?
Yes, we can write standalone Workers Compensation policies or package them with other marine coverages as needed.
Are large deductible plans available?
Yes, large deductible options are available for qualifying accounts that meet underwriting criteria.
Does the program include Maritime Employers Liability (MEL)?
Yes, MEL coverage is available as part of the program for applicable exposures.
Need help placing an account? Connect with a market specialist.