Executive Liability Insurance Program from OnPoint Underwriting
OnPoint Underwriting offers a tailored Executive Liability Insurance program designed to protect corporate leadership and organizations from a broad range of management-related exposures. As a program administrator with access to multiple carriers across admitted and non-admitted markets, OnPoint helps agents and brokers place complex executive risk accounts nationwide with flexible policy designs.
Ideal Accounts and Appetite
The program fits privately held, publicly traded, and nonprofit organizations that need protection for executives, officers, and board members. Target industries include financial institutions, healthcare providers, technology and software firms, and professional services firms such as consultancies and law or accounting practices.
Example fits: a growing regional tech company preparing for a funding round that needs robust D&O protection, or a nonprofit with an active board seeking combined D&O and EPL limits. OnPoint will also consider companies with more complex structures or multi-state exposures when documentation and underwriting information are complete.
Coverage Highlights and Advantages
OnPoint Underwriting’s Executive Liability program can package these coverages:
- Directors & Officers (D&O) Liability
- Employment Practices Liability (EPL)
- Fiduciary Liability for employee benefit plans
- Crime / Fidelity coverage
- Miscellaneous Professional Liability
These elements help insureds manage risks from alleged wrongful acts by management, employment-related claims, benefit-plan mistakes, employee theft, and professional errors or omissions. OnPoint’s multi-market access enables customized towers, side-A enhancements, and integrated multi-line placements where appropriate.
Underwriting Notes and Minimum Premiums
There is no stated minimum premium, which provides flexibility across small to mid-sized and larger accounts. Underwriting focuses on financial stability, governance and management practices, employment history, and prior claims. Complete submissions with up-to-date financials, bylaws, employment practices materials, and claims history will receive the most competitive consideration.
Territories and Availability
This program can be placed in all 50 states and Washington, D.C. (AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY). OnPoint places business on either an admitted or non-admitted basis depending on carrier availability and the insured’s needs.
Why Work With OnPoint Underwriting
As a specialist program administrator, OnPoint brings focused underwriting expertise in D&O, EPL, fiduciary and related management liability lines. Agents benefit from access to a variety of carriers, flexible program structures, and responsive underwriting support aimed at placing more challenging or non-standard executive risk accounts.
For more information or to discuss a submission, contact Leaticia Roberts at 404-460-1372 or [email protected]. Visit our site at www.onpointunderwriting.com for company details and submission guidelines.