Overview of the Program
This program is tailored to meet the unique needs of franchised RV dealerships, offering comprehensive coverage solutions that address the complex risks of selling, servicing, and financing RVs. As an appointed agent, you’ll gain access to a competitive market backed by knowledgeable underwriters and a streamlined process. PDP Group assists with pre-underwriting, agent training, and billing support to help you succeed.
Ideal Accounts and Appetite
The program is designed exclusively for franchised recreational vehicle dealers—ideal for agents with clients operating under major RV brand franchises and offering new unit sales, service, and financing. Examples of suitable accounts include:
- RV dealers with multiple locations in suburban or rural markets
- Franchised dealerships offering Class A, B, and C motorhomes, travel trailers, and fifth wheels
- Dealers with ancillary operations such as parts departments or service garages
Non-franchised or independent dealers, buy-here-pay-here operations, or those with high loss ratios may not fit program criteria.
Coverage Highlights and Advantages
The program offers a broad range of commercial coverages to address RV dealer exposures, including:
- Garage Liability
- Garagekeepers Legal Liability
- Dealer’s Physical Damage
- Property and Business Interruption
- General Liability
- Crime and Inland Marine
Additional advantages include:
- Access to experienced underwriters at SeaFire
- Direct bill capabilities for ease of payment and collections
- Training for new agents to ensure success with the program
Underwriting Notes and Minimum Premiums
PDP Group pre-underwrites eligible risks to streamline the submission process and improve turnaround times. The minimum premium starts at $20,000, making this program best suited for medium to large franchised RV dealerships.
Territories and Availability
The program is currently available in most states, including but not limited to: AL, AR, CA, CO, CT, DE, ID, IL, IN, KY, ME, MD, MI, MN, MS, MT, NE, NV, NH, NJ, NM, NY, NC, OR, PA, SC, TN, TX, UT, VT, VA, WI, and WY.
Coming soon to New York and Washington!
Why Work With PDP Group?
PDP Group is a specialty insurance provider with decades of experience supporting the dealer and automotive sector. By partnering with SeaFire Insurance Services, we bring exclusive access to a program built on underwriting precision, dealer-specific knowledge, and responsive service. We help you from start to finish—facilitating appointments, pre-underwriting, and offering agent training and billing solutions.
Contact us today to learn how to become an appointed agent and start placing business in this exclusive Franchised Recreational Vehicle Dealers Insurance program.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for franchised RV dealerships that sell new units, operate service departments, and carry inventory. Independent or non-franchised dealers may not qualify.
What is the minimum premium for this program?
The minimum premium starts at $20,000, making it best suited for medium to large franchised RV dealers with established operations.
Which states is the program available in?
The program is available in most U.S. states, including CA, TX, FL, IL, and others. New York and Washington availability is coming soon.
What coverages are included in the program?
Key coverages include Garage Liability, Dealer’s Physical Damage, Garagekeepers, Property, General Liability, and more.
How do I become an appointed agent for this program?
PDP Group facilitates the appointment process. Once admitted, you’ll receive training, underwriting support, and access to direct billing tools.
Need help placing an account? Connect with a market specialist.