Guaranteed Issue Disability Insurance

If a disability inhibits one from working the financial strain can be catastrophic; everyday costs suddenly become nearly impossible to cover. Even with a disability insurance plan in place, it may be hard to continue living a fulfilling lifestyle; many plans only cover the bare bones.  Because many highly compensated employees have difficulty obtaining adequate and reasonable amounts of disability insurance through their group long term disability insurance plans, PIU has constructed the Guaranteed Issue Disability Insurance plan.

The Guaranteed Issue Disability Insurance plan offers premium discounts and underwriting concessions. In participation with another disability insurance plan already in place, this plan can insure a person for up to 75% of their income and has issue limits of $100,000 per month or more! We understand that not all people and certainly not all groups are the same; therefore, if your client's group has special needs, PIU will design a custom group insurance plan to cover them.

At Petersen International Underwriters, we are always trying to introduce new ideas that will help our producers in their business. Our latest productions are three videos that will help you demonstrate to clients the importance and simplicity of Guaranteed Issue Disability Insurance that can be offered on a guaranteed basis to groups of 5 individuals or more.