Catering Insurance

• Off-premises caterers operating full-time
• Restaurants with a catering component
• Corporate event caterers
• Private party caterers

While minimal wedding catering may be considered, the program is best suited for commercial or private event-focused catering businesses. If you have a client with a growing off-site catering arm or a standalone catering business, this program could be a strong fit.

The Catering Insurance Program is structured as a package policy and offers a robust mix of coverages designed to protect your clients from the unique exposures they face in the field. Highlights include:

• Package policy tailored for catering operations
• Admitted coverage in most states
• Workers’ Compensation, EPLI, and Excess/Umbrella available in most states
• Commercial Auto considered when written with the package
• Quick quoting process with responsive underwriters

Whether your client is transporting food, managing temporary staff, or operating at multiple venues, this program provides flexible protection built for their operations.

With a minimum premium starting at $5,000, this program is competitively priced for established or growing catering operations. ProHost’s experienced underwriting team evaluates each account carefully to ensure a good fit and to provide fast, accurate quotes.

Accounts with a clean loss history, professional operations, and a focus on non-wedding events are particularly desirable. Risks involving high liquor exposure or heavy wedding specialization may be outside appetite.

The ProHost Catering Insurance Program is available in most states, including but not limited to: CA, FL, IL, NY, TX, and WA. Coverage is written on an admitted basis in most of these territories through a variety of admitted carriers.

ProHost USA, Inc. is a leading program administrator with decades of experience in the hospitality space. Their focused expertise, fast quote turnaround, and commitment to service make them a reliable partner for agents and brokers placing catering risks.

From restaurants expanding into catering to full-fledged catering businesses, ProHost offers the flexibility and insight needed to support your clients’ evolving operations.