Specialized Insurance for Video Game and App Developers
Video game and smartphone app development companies face unique risks that can be difficult to place through standard markets. From intellectual property concerns and data security exposures to errors in code that may lead to user harm or financial losses, these businesses require tailored insurance solutions. RPS Technology & Cyber offers a specialized insurance program designed to address the complex needs of video game and app developers.
Ideal Accounts and Target Classes
This program is an excellent fit for:
- Independent video game developers (console, PC, or mobile)
- Smartphone and tablet app developers
- Studios producing AR/VR or interactive media applications
- Companies offering subscription-based or in-app purchase business models
Whether you’re working with a startup gaming studio or a well-established mobile app company, RPS can help you find the right coverage solutions.
Coverage Highlights and Advantages
RPS Technology & Cyber understands the fast-paced and highly technical nature of the development industry. Their program offers access to comprehensive cyber and technology E&O coverages, which may include:
- Technology Errors & Omissions
- Media liability, including IP infringement
- Cyber liability, including data breaches and ransomware attacks
- Business interruption due to tech failures
- Coverage for regulatory defense and fines (where applicable)
Coverage terms are crafted to meet the needs of developers launching new products, updating existing platforms, or operating in a live-service model.
Underwriting Approach and Submission Tips
Due to the specialized nature of this segment, underwriting is thorough and may require detailed information about the client’s products, data handling practices, and risk controls. Accounts that demonstrate strong IP management, secure coding practices, and clear user terms are more likely to be favorably underwritten.
While many carriers consider this class high risk, RPS has access to markets that understand the nuances of this field and are willing to work on creative solutions. Minimum premiums vary depending on the risk and size of the account.
Available Nationwide
This program is available in all 50 states and Washington, DC. Whether your client is based in California, Texas, New York, or anywhere in between, RPS can help you secure the right coverage.
Why Choose RPS Technology & Cyber
As a wholesale broker with deep expertise in technology and cyber insurance, RPS Technology & Cyber provides brokers and agents with access to a broad range of markets and underwriters who specialize in complex tech risks. Their team understands the intricate needs of video game and app developers and works to deliver coverage that addresses their unique exposures.
From responsive underwriting support to market-leading carriers, RPS is your partner for placing hard-to-place tech accounts. Visit the RPS Technology & Cyber company profile to learn more about their capabilities.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for independent video game developers, mobile app creators, AR/VR studios, and other companies involved in the design, development, and distribution of interactive software.
What coverages are typically included?
Coverages often include tech E&O, cyber liability, media liability, business interruption, and intellectual property protections, depending on the carrier and account profile.
Is this program available in all states?
Yes, the program is available in all 50 states and Washington, DC.
What information is required for underwriting?
Underwriters typically request details about the company’s products, operations, revenue, data security practices, and any prior claims or incidents.
Why work with RPS for these risks?
RPS Technology & Cyber offers specialized market access, experienced underwriters, and a deep understanding of the unique exposures developers face—making them a strong partner for placing tech-related risks.
Need help placing an account? Connect with a market specialist.