Sloan Mason Insurance Services, Inc. specializes in placing complex Workers Compensation and Longshore Insurance accounts. With deep industry knowledge and access to multiple top-rated markets, our team supports agents and brokers in securing coverage for businesses involved in maritime-related operations and other unique longshore exposures.
Ideal Accounts and Appetite
This program is designed for employers with annual workers' compensation premiums ranging from $5,000 to $100,000 and includes accounts with at least 1% USL&H payroll (excluding sales and clerical). We work with a wide range of industries where longshore exposure is present, including but not limited to:
- Shipbuilding, repair, and maintenance
- Maritime equipment servicing
- Stevedoring and freight handling
- Marine terminals and grain milling operations
- Offshore oil and gas service providers
- Marine construction contractors
- Government contractors with maritime exposure
- Artisan contractors performing USL&H work
New ventures are considered—contact us for criteria. If you have a client launching a ship repair business or a contractor taking on government dockside projects, we can help you find the right coverage solution.
Coverage Highlights and Advantages
- Comprehensive Workers Compensation and Longshore Insurance coverage
- Guaranteed Cost Policy form
- Coverage available in up to five states per account
- Optional enhancements available upon request, including:
- OCSLA (Outer Continental Shelf Lands Act) coverage
- Blanket Waiver of Subrogation
- Blanket Alternate Employer endorsement
Expert Services and Claims Support
- Integrated underwriting and longshore-focused loss control specialists
- Maritime claims experts located in dedicated USL&H claims offices
- Flexible and diverse payment plans available to qualifying accounts
- Direct billing to the insured for convenience
Submission Requirements
To submit a risk for consideration, please provide the following:
- Completed and signed ACORD application
- Currently valued loss runs for the past three years
- Current NCCI Experience Modification Worksheet
For additional program details, please review our Longshore and Harbor Workers' Compensation Act Programs Data Sheet.
Territories and Availability
This program is available in all 50 states plus Washington, D.C. We represent both admitted and non-admitted markets, depending on the state and risk profile. Our carrier partners include American Equity, Chartis, SeaBright, and Zurich.
Why Work With Sloan Mason Insurance Services
With a strong focus on maritime and longshore exposures, Sloan Mason Insurance Services offers niche expertise that helps agents place hard-to-insure accounts. As a managing general agency with access to multiple markets and specialized underwriting and claims resources, we are your go-to partner for complex workers compensation risks involving USL&H exposure.
Frequently Asked Questions
What types of accounts are a good fit for this program?
We target accounts with USL&H exposure, such as shipbuilders, stevedores, marine construction companies, and offshore oil and gas service providers. Artisan contractors and new ventures are also considered.
What is the minimum premium required?
We consider accounts with premiums starting at $5,000. The final premium varies depending on the risk profile and scope of USL&H exposure.
Can new ventures be submitted?
Yes, we accept new ventures that meet our underwriting guidelines. Please contact us for specific criteria.
What documents are required for submission?
A completed and signed ACORD application, three years of currently valued loss runs, and a current NCCI Experience Mod Worksheet are required.
In how many states can coverage be written per account?
We can write coverage in up to five states per account, depending on the risk and carrier availability.
Need help placing an account? Connect with a market specialist.