Cyber Risk/Data Breach Insurance
Do your clients have the right protection in place against cyber threats and data breaches?
Tennant Risk Services offers Cyber Risk/Data Breach Insurance solutions designed for a wide range of organizations. As a Managing General Agency and Excess & Surplus Lines Broker, we help retail agents and brokers secure broad, competitively priced cyber liability coverage by leveraging our deep market access and underwriting expertise. Our streamlined process and fast turnaround help you serve your clients with speed and confidence.
Ideal Accounts and Appetite
We can place coverage for businesses of all sizes and industries, from small firms to large operations with complex cyber exposures. Our broad appetite includes:
- Medical offices and healthcare providers
- Insurance agencies and financial services
- Retailers and e-commerce businesses
- Nonprofits and religious organizations
- Professional services firms
Whether your client is a tech-savvy startup or a traditional business handling sensitive data, we can customize a solution that fits.
Coverage Highlights and Advantages
Our Cyber Risk/Data Breach program offers flexible options and strong policy features:
- Quick and simple submission process
- Low minimum premiums (varies by carrier)
- Access to multiple top-rated carriers
- Customizable coverage forms
- Risk management resources available
- Various limit and deductible structures
- Higher breach notification limits available
- Sales support materials for your use
Special provisions are available for operations with unique exposures, including:
- Independent Contractor Coverage
- Contractual Liability
- Unencrypted Portable Media
- Vicarious Liability for Service Providers
Sample Accounts
Here are examples of accounts we've placed:
- Medical Office – $3 Million Limit – Premium: $14,000
- Insurance Broker – $1 Million Limit – Premium: $4,000
- Religious Organization – $1 Million Limit – Premium: $3,000
- Retail/Consumer Products – $1 Million Limit – Premium: $9,000
Underwriting and Minimum Premiums
Minimum premiums vary by carrier and account characteristics such as size, industry, and risk profile. We work closely with you to understand your client's needs and match them with the right market quickly and efficiently.
Territories and Availability
This program is available in most states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY.
Why Work With Tennant Risk Services?
At Tennant Risk Services, we support retail agents and brokers with specialty expertise, responsive service, and deep carrier relationships. Our team helps you navigate the complex and evolving cyber insurance marketplace so you can deliver value to your clients. Whether you're quoting a new account or reviewing renewals, we’re ready to help you secure the right protection.
For more information or to submit a risk, please call or
email us. Put our Cyber Risk/Data Breach Insurance expertise to work for you!
Frequently Asked Questions
What types of accounts are a good fit for this Cyber Risk/Data Breach program?
This program is suitable for a wide range of organizations, including healthcare providers, retailers, professional services, nonprofits, and financial institutions.
Can coverage be customized for unique cyber exposures?
Yes. We offer special provisions for exposures like independent contractors, unencrypted media, and third-party service provider risks.
How many carriers does Tennant Risk Services work with for this program?
We offer access to multiple carriers, with market selection based on the risk profile, territory, and size of the account.
Is this coverage available nationwide?
Yes, the program is available in most states across the U.S., including key markets like CA, TX, NY, and FL.
What is the submission process like?
We offer a quick and easy submission process with fast turnaround and support throughout underwriting.
Need help placing an account? Connect with a market specialist.