Worldwide Facilities, LLC is a trusted wholesale partner with the expertise and market access to help you place challenging commercial property risks. As a leading Managing General Agency and Excess & Surplus Lines Broker, we specialize in hard-to-place property exposures, including layered and shared placements that are often excluded from the standard market. Whether your client’s account is loss-challenged, located in a high-risk area, or operates in a niche industry, we can help you find the right solution.
Ideal Accounts and Appetite
Our Property Insurance program is designed to support a wide variety of commercial risks. We are particularly strong in complex or high-hazard placements that require creative underwriting and access to non-admitted markets. Target classes include:
- Brush and Wildfire Exposures
- Cannabis Facilities
- Casinos and Tribal Gaming
- Coastal and Wind-Exposed Properties
- Universities and Private Schools
- Energy and Renewable Energy Operations
- Entertainment Industry Assets
- Habitational and Real Estate Schedules
- Healthcare, Nursing Homes, and Older Industrial Buildings
- Restaurants, Bars, and Nightclubs
- Vacant, Renovated, or Loss-Challenged Buildings
We also offer specialized solutions for Builders’ Risk, Inland Marine, and Difference in Conditions (DIC) exposures, including earthquake and flood coverage.
Coverage Highlights and Advantages
With access to various carriers and the ability to underwrite quickly using our binding authority, Worldwide Facilities makes placing property insurance efficient and reliable. We offer:
- All Risk and Special Form policies
- Builder’s Risk and Inland Marine for large or technical projects
- Catastrophe Perils including Earthquake (EQ), Flood, and Wildfire
- Shared and Layered Programs for complex or high-value schedules
You might have a client with a coastal hotel facing windstorm exposure or a cannabis processor dealing with fire risk—both would be strong fits for our property markets.
Underwriting Notes and Minimum Premiums
We work with a wide network of E&S carriers and utilize flexible underwriting standards to place tough risks. While we do not publish a standard minimum premium, submissions should be commercially viable and supported by a clear narrative. Accounts with unique exposures, prior losses, or hard-to-insure classes are welcome with full underwriting information.
Territories and Availability
The Property Insurance program is available nationwide, including all 50 states and Washington, D.C. We have particular experience in catastrophe-prone regions such as California, Florida, and the Gulf Coast, where standard markets often fall short.
Why Work With Worldwide Facilities
Our team brings deep industry knowledge, responsive service, and long-standing market relationships to every placement. We understand the complexity of today’s property risks and offer the tools and underwriting access to help you serve your clients effectively. With the speed of our pens and the strength of multiple carrier partnerships, Worldwide Facilities makes tough property placements easier.
Contact
Renee Belgarde
Senior Vice President
(213) 236-4533
Frequently Asked Questions
What types of accounts are a good fit for this property program?
We specialize in hard-to-place and high-risk commercial property accounts, including cannabis operations, coastal properties, older buildings, and hospitality risks.
Can you help with CAT-exposed properties like wildfire or earthquake?
Yes, we offer Difference in Conditions coverage including earthquake and flood, as well as property solutions for wildfire and other CAT-prone areas.
What information is needed to submit a risk?
We typically require a completed application, property schedule, loss runs, and any narrative that explains the risk and prior losses if applicable.
Is this program available in all states?
Yes, we offer property insurance solutions in all 50 states and Washington, D.C.
Do you offer coverage for vacant or renovation properties?
Yes, we have markets for vacant buildings, properties under renovation, and builder’s risk accounts across various project types and sizes.
Need help placing an account? Connect with a market specialist.