Print PDF version
Business Protection Bulletin
Construction Insurance Bulletin
Cyber Security Awareness
Employee Matters Bulletin
Employment Resources Bulletin
Life and Health Bulletin
Personal Protection Bulletin
Risk Management Bulletin
Workplace Safety Bulletin
Please contact me about a quick, no-obligation insurance review.
!
!
!
! !
!
!

Captcha AntiSpam Security

Visual verification
!
Please type in the code shown in the image.
CAPTCHAs are used to prevent automated software from performing actions which degrade the quality of service of a given system, whether due to abuse or resource expenditure.
Submit
Insomis
41965 Big Bear Blvd., Big Bear, CA, 92315
Construction Insurance Bulletin
909-547-6212 Website

RESIDENTIAL CONSTRUCTION: PROPER PROTECTION PAYS'

4

Using safety equipment that's appropriate, well maintained, and in good shape can keep minor accidents in home construction from turning into serious—and costly—injuries. The National Association of Home Builders and the U.S. Occupational Safety and Health Administration offer these safety tips for residential builders:

Related insurance information: Lawn Care Light Construction Property, Residential Electric Lighting Fixtures Insurance, and Residential Landscaper Property Insurance.

Head Protection

  • Make sure that your workers wear hard hats when overhead, falling, or flying hazards exist, or when there's a danger of electrical shock.
  • Inspect hard hats routinely for dents, cracks, or deterioration.
  • After a hard hat has taken a heavy blow or electrical shock, replace it even if you detect no visible damage.
  • Maintain hard hats in good condition. Don't drill, clean with strong detergents or solvents, paint, or store hats in extreme temperatures.

Eye and Face

  • Workers must wear safety glasses or face shields for welding, cutting, nailing (including pneumatic), or when working with concrete and/or harmful chemicals.
  • Because eye and face protectors are designed for particular hazards, be sure to select the type that matches the danger.
  • Replace poorly fitting or damaged safety glasses.

Foot

  • Make sure that residential construction workers wear shoes or boots with slip-resistant and puncture-resistant soles to prevent slipping and puncture wounds.
  • Require safety-toed shoes to prevent crushed toes when working with heavy rolling equipment or falling objects.

Hand

  • High-quality gloves can prevent injury.
  • Gloves should fit snugly.
  • Glove gauntlets should be taped for working with fiberglass materials.
  • Workers should always wear the right gloves for the job. For example, they'll need heavy-duty rubber gloves for concrete work and welding gloves for welding.

Fall Protection

  • Use a safety harness system for fall protection.
  • Use body belts only as positioning devices — not for fall protection.

If you need help choosing or reviewing coverage, ask an agent.

Frequently Asked Questions

What types of hard hats protect against electrical hazards?

Hard hats rated for electrical protection (Class E or similar) are designed to reduce exposure to high-voltage electrical conductors; check manufacturer ratings before use.

When should safety glasses be replaced?

Replace safety glasses if they are scratched, cracked, or no longer fit properly, or immediately after an impact that could have compromised them.

Do all construction workers need steel-toed boots?

Workers exposed to heavy equipment, falling objects, or crushing hazards should wear safety-toed footwear; assess job tasks to determine the need.

Are gloves required for concrete work?

Yes; heavy-duty rubber gloves are recommended for concrete work to protect against chemical burns and skin irritation.

Can body belts be used for fall arrest?

No; body belts should be used only for positioning. Use a full safety harness system for fall arrest protection.

Insomis 909-547-6212 Website
 

TRY THESE LOW COST WAYS TO IMPROVE CONSTRUCTION SAFETY

Some construction firms may view safety programs as just another cost center, something to cut back on during tough economic times.

This belief is mistaken for two reasons. First, by helping to lower workers' compensation and uninsured costs and by helping to attract good employees, effective safety programs can increase profits.

Second, safety efforts do not have to be expensive. With a few management adjustments, contractors can make job sites safer without large expenditures.

For contractors looking for related coverage options for smaller operations, see Lawn Care Light Construction Inland Marine.

Why workers may not use protective equipment

  • He might not know how to use it correctly.
  • He might believe that the equipment doesn't work correctly.
  • He might see co-workers disregarding safety rules without consequences.
  • He might be rewarded for not using it; for example, supervisors may praise workers for finishing tasks quickly even when safety rules are ignored.
  • He might be punished for using it; for example, following safety rules might slow him so much that he has to work through breaks to finish on time.

Some of these reasons relate to supervisors' attitudes; if supervisors give workers incentives to obey safety rules, the workers are more likely to follow them.

However, some issues can be corrected with direct employee input. A worker may report that a safety harness, while effective at preventing falls, makes it difficult to move materials around a roof.

In collaboration, the worker and supervisor may be able to think of workarounds. Because the worker helped develop the solution, he is more likely to adopt it and may encourage co-workers to do the same.

Involving employees: practical steps

Perhaps the most effective low-cost way to improve safety is to involve the people who could get hurt. If managers are not tapping the intelligence and creativity of their employees when solving work problems, they are wasting valuable resources.

If a supervisor simply orders a change, a worker may comply but with only superficial commitment. Conversely, asking for and using an employee's suggestions increases the chance of enthusiastic adoption.

One very effective step is to create a safety committee made up only of non-supervisory employees. The committee should meet regularly to review injury reports and near-miss incidents, identify causes, and recommend corrective measures.

Members should base recommendations on their personal job-site experience. Managers should review all recommendations to see how they fit within procedures and be prepared to change procedures when necessary.

During daily assignment meetings, supervisors should ask workers whether they have identified safety issues that need attention and should review safe procedures for the tasks at hand. For this to work, workers must feel free to speak up and managers must acknowledge their opinions.

Although managers should take workers' safety recommendations seriously, workers should also keep the company's bottom line in mind. Unreasonably expensive tools or changes can harm credibility without improving conditions.

When workers make thoughtful, cost-conscious suggestions, managers have an obligation to consider them; failing to do so undermines trust and defeats collaboration.

By working together and communicating well, both workers and managers can achieve the ultimate goal: a profitable company where everyone can work in safe conditions.

For businesses that perform equipment installation or repair, consider reviewing relevant industry coverage such as Office Machine Installation and Repair Insurance.

Frequently Asked Questions

How can a small contractor improve job-site safety without large costs?

Involve employees in identifying hazards, create a worker-only safety committee, and prioritize low-cost procedural changes first.

What is a safety committee and who should be on it?

A safety committee reviews incidents and recommends fixes; it works well when composed of non-supervisory employees who bring hands-on experience.

How should supervisors encourage use of protective equipment?

Supervisors should train workers on proper use, remove barriers to compliance, and reward safe work practices rather than only speed.

What if a safety solution seems too expensive?

Discuss cost-effective alternatives with workers; practical, affordable solutions increase buy-in and are more sustainable.

Insomis 909-547-6212 Website
Copyright 2026. All rights reserved.