Overview of the Program From American Specialty
American Specialty Insurance & Risk Services is a leading Managing General Underwriter (MGU) specializing in sports and entertainment risks. Our Minor League Baseball Insurance program is designed to address the unique exposures faced by professional baseball teams and related operations. With in-house underwriting, claims, and risk management services, we deliver a high level of responsiveness and expertise to help agents secure coverage quickly and confidently.
Ideal Accounts and Eligible Operations
This program is ideal for a wide range of professional baseball-related operations, including:
- AAA, AA, and A-level Minor League Baseball clubs
- Independent professional baseball teams
- Professional baseball leagues
- Baseball stadiums and arenas
- Special events and promotional activities
- Baseball tournaments
- Coaches, officials, and support personnel
If you have a client managing a minor league stadium that hosts games, fireworks nights, and weekend tournaments, or an independent team looking for comprehensive risk protection, this program is an excellent fit.
Coverage Highlights and Advantages
Our Minor League Baseball Insurance program provides broad protection through:
- General Liability and Participant Legal Liability
- Liquor Liability and Contingent Fireworks coverage
- Property and Crime coverage
- Automobile and Excess/Umbrella liability
- Employee Benefits Liability
- Participant Accident Medical and Catastrophic Medical
- Deductible and Self-Insured Retention (SIR) options
All policies are supported by an "Excellent" or higher A.M. Best-rated carrier, and include program-specific forms and rates. Coverage is admitted and non-auditable, with 24-hour claims service and a full suite of online tools.
Underwriting Notes and Minimum Premiums
Minimum premiums vary based on the size and scope of the operation. Our in-house underwriting team works closely with agents to deliver fast turnaround and customized solutions. Whether your client operates a single-A team or a multi-use baseball complex, we can tailor coverage to fit their needs.
Territories and Availability
This program is available in all 50 states and Washington, DC, including key markets such as CA, FL, TX, NY, and PA. Whether your client is based in a major metro or a small community, we have the national reach to support them.
Why Work With American Specialty
American Specialty has decades of experience in the sports and entertainment insurance space. Our in-house capabilities—from underwriting and claims to policy administration—allow for seamless service and fast, informed decisions. We understand the operational and reputational risks your clients face and are committed to helping you protect their investments.
Frequently Asked Questions
What types of accounts are a good fit for this program?
Our Minor League Baseball Insurance program is ideal for professional baseball teams, stadiums, leagues, and related operations such as tournaments and promotional events.
Is the coverage admitted and available nationwide?
Yes, the program offers admitted coverage and is available in all 50 states and Washington, DC.
Can this program handle special events like fireworks nights?
Yes, the program includes Contingent Fireworks coverage and is built to handle the unique exposures of special events hosted by baseball teams and venues.
What carrier supports this program?
The coverage is backed by an A.M. Best "Excellent" or higher rated carrier, ensuring strong financial support and claims handling.
How quickly can I get a quote?
Our in-house underwriting team offers responsive service and works with agents to provide timely quotes based on the complexity of the risk.
Need help placing an account? Connect with a market specialist.