Commercial Inland Marine Insurance Program from Cochrane & Company
Cochrane & Company offers a flexible and comprehensive Commercial Inland Marine Insurance program designed to help agents and brokers place business that falls outside the scope of standard commercial property policies. With access to multiple carriers and a broad appetite, this program allows you to serve a wide range of clients with mobile or specialized assets that require tailored coverage solutions.
Coverage is available on a monoline or package basis, giving you flexibility to meet your insureds' specific risk profiles. Whether your client needs protection for equipment on the move, valuable papers, or fine arts, Cochrane & Company provides solutions that help you expand your book of business with confidence.
Ideal Accounts and Target Classes
This program is well-suited for businesses with mobile, movable, or specialized property exposures. Target classes include, but are not limited to:
- Accounts Receivable
- Mobile Agricultural Machinery and Equipment
- Animal Floaters
- Bailees Customers
- Computer Systems Coverage
- Optional coverages available
- Contractor’s Equipment
- Exhibition Coverage
- Commercial Fine Arts
- Breakage coverage available
- Golf Carts
- Installation Coverage
- Miscellaneous Articles
- Prize Indemnification
- Signs
- Trip Transit
- Valuable Papers
If you work with clients who transport goods, display fine art, lease equipment, or maintain mobile operations, this program offers the protection they need.
Coverage Highlights and Advantages
Inland marine policies through Cochrane & Company help fill key gaps left by traditional property insurance. Highlights of available coverages include:
- Protection for property in transit or on location
- Optional breakage and theft coverage
- Specialized coverages for contractors, exhibitions, and more
- Flexible terms for a wide variety of classes
You might have a client who operates a landscaping business and needs coverage for their trailer-based equipment across multiple job sites, or an art gallery that requires protection for fine art during transport and display. This program is built to meet those needs.
Underwriting Notes and Minimum Premiums
Minimum premiums vary depending on class and risk characteristics. Cochrane & Company underwrites each submission individually and works with multiple carriers to find the best fit. The program is non-admitted, allowing for greater flexibility in tailoring solutions for unique or hard-to-place risks.
Territories and Availability
This program is available in the following states: Alaska, California, Idaho, Montana, Nevada, New Mexico, North Dakota, Oregon, Washington, and Wyoming. Cochrane & Company is actively seeking business in these regions and welcomes submissions from licensed agents and brokers.
Why Work With Cochrane & Company?
As a trusted Managing General Agency with decades of experience, Cochrane & Company provides expert underwriting, responsive service, and access to a broad array of markets. They specialize in helping agents and brokers find creative solutions for risks that don’t fit the standard market mold. With a wide appetite and flexible approach, Cochrane & Company is an excellent partner for placing inland marine business.
For more information about how to quote Commercial Inland Marine Insurance with Cochrane & Company, please contact their team directly.