Accounts Receivable and Valuable Papers Insurance

Insurance providers understand that businesses may have various risks associated with both their accounts receivable and valuable papers, and therefore offer insurance programs that provide coverage for both types of assets.

Deciding on whether Accounts Receivable and Valuable Papers Insurance is worth purchasing depends on two main factors:

  • The specific circumstances and risk exposure of your business
  • Business size and complexity

By purchasing a combined insurance policy, you can obtain comprehensive protection for your accounts receivable and valuable papers under a single policy.  This can offer convenience, cost savings, and streamlined coverage management.

With Accounts Receivable Coverage, a business can transfer the risk of non-payment to an insurance company.  This policy provides financial protection in case the accounts receivable owed to a company become uncollectible due to reasons such as:

  • Customer insolvency
  • Bankruptcy
  • Protracted default
  • Political events & economic instability

This coverage can be particularly beneficial for businesses that rely heavily on accounts receivable as a source of cash flow or for those that have large outstanding balances with individual customers.

Valuable Papers Insurance, also known as Valuable Records Insurance or Valuable Documents Insurance, is a part of this policy that safeguards important documents or records owned by a business.  These can include legal contracts, financial statements, blueprints, patents, copyrights, stock certificates, customer records, and other critical business documents.

  • It covers the cost of recreating or restoring lost or damaged documents.
  • It may also provide coverage for the expenses associated with recovering data, such as hiring experts or utilizing specialized equipment or services.
USG Insurance Services, Inc.
Churches & Religious Institutions Program

Allied American Underwriters (AAU) is a specialty product provider and commercial lines program manager. Currently, there are five divisions: Workers Compensation, Programs, Environmental, Personal Lines, and Bonds. AAU can consider standard workers'...
Cochrane & Company
Commercial Inland Marine Insurance

Commercial Inland Marine Coverage provides valuable coverage on wide range of loss exposures that are not adequately covered by commercial property policies. Coverage is available on a monoline or package basis. Quote Commercial Inland Marine Insuran...
Monarch E&S Insurance
Bar and Tavern Insurance

At Monarch E&S Insurance our Bar and Tavern Insurance programs accommodate Bars, Taverns and Restaurants with alcohol sales greater than 30%, with or without dance floors and live entertainment.   Primary insurance limits for Bars, Ta...
M.J. Hall & Company, Inc.
Bar and Tavern Insurance

M.J Hall and Company now offers Bar and Tavern Insurance Bar and Tavern Insurance covers businesses that may or may not serve food, these also cover bars & taverns with or without dance floors, or featuring live entertainment. An establishm...
Northern States Agency
Managing General Agency and Excess & Surplus Lines Broker

Northern States Agency, Inc. (NSA), founded in 1953, is a general agency located in St. Paul, Minnesota. With over 50 years of experience, we have gained in-depth knowledge and understanding of a wide variety of insurance coverages. Utilizing this kn...
Affordable Home Services, Inc.
Manufactured Housing Set Up Contractor Insurance

We understand the unique insurance needs of MH Setup Contractors - we specialize in insuring this class of business! We have producers in most areas of the continental United States and we represent insurance companies that have specialty p...
Alexander J. Wayne & Associates, Inc.
Miscellaneous Errors and Omissions Insurance

Miscellaneous Errors and Omissions Insurance   A professional in any field can be sued for an alleged error or omission. Their personal fortune is on the line when they are named in a professional liability lawsuit, and they may not have been r...
Ohio E&S Agency, Inc.
Ohio E & S Agency

For 30 years, we've been writing excess and surplus insurance coverage for many of Ohio's leading agents. They come back to us time and again because ...
Click above for a 3-5 min. overview with Dave Mangold, President of Ohio E&S Agency, Inc.
Abacus Insurance Brokers, Inc.
Productions Programs - Online !

Since 1998, has managed online insurance programs, with a a focus on entertainment programs.  Quoting, policy issuance, endorsements, certificates and more are handled online. ...
Affordable Home Services, Inc.
Recreational Vehicle Dealer Insurance

We understand the unique insurance needs of Recreational Vehicle Dealers - we specialize in insuring this class of business! We have producers in most areas of the continental United States and we represent insurance companies that have spe...
Not an Insurance Agent? No problem, we help hundreds of people find the right agent/advisor every day!
Visit our dedicated Insurance Consumer section and we will recommend the right agent for your specific needs.

Insurance for You, Your Family or Your Business 
Quick and simple; secure and confidential. We share your info with only ONE of our insurance experts. Our unique, proprietary process is designed to get you the best local expertise available.

If you are an Insurance Agent, looking to help an Insured, we can help you 
Find A Marketby matching you to our MGA/Wholesaler/Carrier partners.
Further Reading 
Few business owners have happy thoughts when they think of the Occupational Safety & Health Administration (OSHA). The first thought is usually of red tape and obsolete regulations instead of the possible benefits from taking advantage of the ser...
Fidelity Investments, one of the largest financial services groups in the world, recently analyzed 74,000 of the health saving accounts (HSAs) that they administer. They found that HSA participants from 2010 averaged $2,620 dollars worth of both empl...
The tools you use in your construction business can cost thousands of dollars. Clean them properly to ensure they remain in good working condition and to prolong their life. Hand Tools Soak dirty tools in a cleaning solution for 30 m...
As far as attracting highly qualified new employees and retaining current employees, most employers understand the importance of offering a properly designed benefits package. No matter if it's offering a core benefits pac...
Dependent Care Reimbursement Accounts assist you in paying for qualified dependent care. With it, you can focus on your job instead of worrying about your kids or elderly dependent parents. Consider taking advantage of this employee benefit. What ...