Colonial General Insurance Agency, Inc. offers a specialized Cattle and Livestock Hauling Insurance program designed to protect the unique exposures faced by livestock haulers. Whether your client is an independent owner-operator or a fleet transporting cattle and other livestock across state lines, this program provides tailored cargo protection solutions to meet their needs.
Ideal Accounts and Appetite
This program is suitable for livestock haulers operating in the western United States who need cargo coverage for live animals during transit. Ideal accounts include:
- Independent livestock haulers with one or more trucks
- Farming or ranching operations that transport their own livestock
- Commercial carriers specializing in cattle, hogs, sheep, or other livestock
Risks with established safety practices and clean loss history are preferred. We also look for haulers that understand the importance of animal welfare and proper handling during transport.
Coverage Highlights and Advantages
Our cattle and livestock hauling coverage includes several standout features that help protect your clients’ operations and assets:
- Straying Endorsement Included: Covers animals that stray or escape during transit.
- Unlimited Radius: No mileage restrictions on mono-line cargo policies, giving your clients the freedom to operate across long distances.
- Excess Cargo Coverage: We offer markets that can provide excess protection over primary cargo limits, up to $750,000.
- Refrigeration Breakdown: Cargo limits up to $100,000 include coverage for losses due to refrigeration equipment failure, a key concern in livestock transport.
This program is flexible and can be customized based on your client's fleet size, type of livestock, and hauling distances.
Underwriting Notes and Market Access
As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General provides access to multiple markets, including both admitted and non-admitted options depending on the state and risk characteristics. Our underwriting approach is responsive and focused on helping you find the right solution for each account.
We work with a variety of carriers and have the ability to place both primary and excess cargo risks. Submissions should include equipment details, cargo types, hauling routes, and prior loss experience when available.
Territories and Availability
This program is available in the following states:
- Arizona (AZ)
- California (CA)
- Colorado (CO)
- Idaho (ID)
- Nevada (NV)
- New Mexico (NM)
- Utah (UT)
- Wyoming (WY)
Some markets are admitted depending on the state; others are written on a non-admitted basis.
Why Work With Colonial General
Colonial General Insurance Agency has deep expertise in transportation and cargo-related risks. Our team understands the unique challenges faced by livestock haulers and offers flexible, competitive coverage options to help you serve your clients more effectively. With access to a range of carriers and value-added endorsements, we are your go-to resource for placing livestock hauling business in the western region.