Transporting heavy equipment involves significant risk, and your clients need specialized cargo insurance that can keep up with the complexity of their operations. Colonial General Insurance Agency, Inc. offers a tailored Heavy Equipment Transport Insurance program designed specifically for this sector. With flexible underwriting, broad market access, and competitive coverage options, Colonial General helps agents place hard-to-insure risks efficiently and confidently.
Ideal Accounts and Appetite
This program is ideal for motor carriers, independent owner-operators, and specialized transport companies involved in hauling construction equipment, agricultural machinery, industrial tools, or other oversized loads. Whether your client is transporting bulldozers across state lines or moving refrigerated units to a job site, this program has the flexibility and capacity to meet a wide range of needs.
Colonial General is a strong partner for accounts that:
- Transport heavy, oversized, or high-value equipment
- Operate regionally or nationally, including long-haul operations
- Require excess cargo limits or custom coverage features
Coverage Highlights and Advantages
Colonial General provides access to a broad set of coverage options that go beyond standard cargo insurance:
- Unlimited radius on all mono-line cargo policies
- Excess coverage available over primary cargo limits up to $750,000
- Cargo limits up to $100,000, including refrigerator breakdown coverage
This program is especially effective for clients needing flexible limits and specialized endorsements for refrigeration and equipment breakdown exposures.
Underwriting Notes and Minimum Premiums
Underwriting is handled by experienced professionals who understand niche transportation risks. While minimum premiums may vary based on account specifics, the program is structured to accommodate a range of account sizes and operational complexities. Accounts with clean loss histories and well-documented safety protocols are viewed favorably in underwriting.
Territories and Availability
This program is currently available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Both admitted and non-admitted markets are available depending on the risk and jurisdiction.
Why Work With Colonial General
Colonial General Insurance Agency, Inc. is a trusted Managing General Agency and Excess & Surplus Lines Broker with deep experience in transportation-related risks. Their strong market relationships and responsive service make them an excellent partner for agents seeking to place heavy equipment transport accounts. Whether you're working on a single-unit hauler or a multi-vehicle fleet, Colonial General provides the expertise and market access to get the job done.