Colonial General Insurance Agency, Inc. offers a specialized Translator and Interpreter Insurance program designed to protect language service professionals from costly liability claims. Whether your clients are freelance language specialists or operate full-scale translation agencies, this program provides tailored Errors & Omissions (E&O) coverage to help manage professional liability risks.
Overview of the Program From Colonial General
This professional liability solution—also known as Translation Services E&O Insurance or Interpreter E&O—provides essential protection for professionals accused of negligence, miscommunication, or failure to deliver services as promised. Claims in this sector can stem from translation errors, missed deadlines, or misinterpretations that result in financial or reputational harm to a client.
Colonial General is a Managing General Agency and Excess & Surplus Lines Broker with access to a variety of carriers. Their flexible underwriting approach allows them to serve a broad range of language professionals with competitive terms, depending on the specific risk profile and carrier selected.
Ideal Accounts and Appetite
This program is suitable for a wide range of language service providers, including:
- Freelance Translators and Interpreters
- Independent Contractor Language Professionals
- Translation and Localization Agencies
- Language Service Companies operating in multiple sectors
Ideal accounts include individuals or firms offering professional translation or interpretation services in legal, medical, educational, or business settings. You might have a client who interprets in courtrooms or translates technical manuals for manufacturers—both are excellent candidates for this program.
Coverage Highlights and Advantages
- Professional Liability (E&O) coverage tailored to translation and interpretation exposures
- Flexible options based on business size and type—from solo freelancers to multi-employee agencies
- Protection against claims of professional negligence, errors, and omissions
- Access to multiple carriers to provide competitive rates and terms
*Coverage options and premium levels vary depending on the carrier and underwriting criteria.
Underwriting Notes and Minimum Premiums
Colonial General works with a variety of carriers, allowing for a flexible underwriting process. While minimum premiums are determined by the individual carrier, the program accommodates both new ventures and experienced professionals. Agents should be prepared to provide details about the applicant’s experience, areas of specialization, and prior claims history.
Territories and Availability
This program is currently available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Colonial General can assist agents in these regions with finding the right market for their clients’ language service needs.
Why Work With Colonial General?
As a trusted MGA and E&S broker, Colonial General offers deep expertise in niche professional liability markets. Their commitment to responsive service, underwriting flexibility, and broad market access makes them a valuable partner for agents placing coverage for translators and interpreters. Whether your client is just starting out or managing a growing agency, Colonial General can help you find the right fit.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for freelance translators, contract interpreters, translation agencies, and language service companies operating in fields like legal, medical, business, or education.
Is this coverage available for new ventures?
Yes, Colonial General can consider new ventures, especially when supported by relevant experience and a clear business plan.
What territories does this program cover?
The Translator and Interpreter Insurance program is available in AZ, CA, CO, ID, NV, NM, UT, and WY.
Are both admitted and non-admitted options available?
Yes, Colonial General has access to both admitted and non-admitted markets depending on the state and risk profile.
What information is needed to get a quote?
Agents should provide business details such as years of experience, services offered, revenue, and any prior claims or losses.
Need help placing an account? Connect with a market specialist.