Continental Risk / Continental Marine Insurance Services offers a comprehensive Environmental Impairment Liability and Pollution insurance program tailored for environmental contractors and consultants. As an experienced excess & surplus lines broker, Continental Risk provides access to a wide range of markets and carriers, helping agents and brokers place challenging environmental accounts with confidence.
Ideal Accounts and Appetite
This program is designed for a broad spectrum of environmental service providers. Whether your client is a contractor handling hazardous waste or a consultant conducting environmental assessments, this market can accommodate a variety of exposures. Available classes include:
- Barrier Line Installation
- Closure Activities
- Emergency Response
- Hazardous Material Management
- Industrial Cleaning
- Landfill Construction
- Mold Remediation
- Soil and Ground Water Remediation
- Storage Tank Removal/Installation
- Air Quality Monitoring
- Health and Safety Training
- Remediation Project Management
- Phase I, II, and III Consulting
- Regulatory Compliance
- Sampling and Testing
- Waste Brokering
- Waste Management and Minimization
For example, you might have a client who specializes in underground storage tank (UST) removal or performs mold remediation for commercial buildings. This program is well-equipped to handle such accounts.
Coverage Highlights and Advantages
- Environmental Impairment Liability, including site-specific and contractor coverage
- Tank Liability for USTs and ASTs with minimum premiums starting at $300
- Contractor’s Pollution Liability (CPL), including package policy options
- No audit required on select package policies
These coverages help protect your clients from third-party bodily injury, property damage, and cleanup costs arising from pollution events, whether sudden or gradual.
Underwriting Notes and Minimum Premiums
Minimum premiums start as low as $300 for Tank Liability policies. Underwriting is flexible across most environmental classes, and the program is structured to meet the unique operational exposures of environmental professionals. Each submission is reviewed on its own merits, and Continental Risk works to find an appropriate market fit for even hard-to-place accounts.
Territories and Availability
Coverage is available in most states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY.
Why Work With Continental Risk
Continental Risk / Continental Marine Insurance Services brings specialized expertise to the environmental insurance sector. As a trusted excess & surplus lines broker, they offer access to multiple carriers and customized solutions for environmental service providers. Their streamlined process, competitive pricing, and deep knowledge of pollution and liability risks make them an excellent partner for placing complex environmental accounts.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for environmental contractors and consultants, including firms involved in remediation, tank removal, hazardous material handling, and environmental assessments.
Is this program available nationally?
Yes, the program is available in most states across the U.S., including both coastal and inland markets.
What is the minimum premium for coverage?
The minimum premium starts at $300 for Tank Liability coverage. Other classes may vary based on scope and risk level.
Are package policies available?
Yes, package policies are available and may include Contractor’s Pollution Liability and Tank Liability with no audit required.
What carriers are used for this program?
Carrier availability varies depending on the risk and class of business. Continental Risk works with a range of markets to find the best fit.
Need help placing an account? Connect with a market specialist.