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CoverX Specialty offers a non-admitted Transportation - Trucking Insurance program tailored for small to mid-sized commercial fleets. This market is ideal for agents and brokers seeking umbrella and follow form excess coverage for insureds with a minimum attachment of $1,000,000. Whether your clients operate private passenger vehicles, commercial delivery fleets, or long-haul trucking operations, CoverX provides access to competitive excess solutions that meet a range of transportation needs.
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Ideal Accounts and Appetite
CoverX Specialty targets transportation risks with up to 500 vehicles. Eligible vehicle types include:
- Private passenger vehicles used in a business context
- Commercial fleets operating locally, regionally, or nationally
- Trucking operations with local, intermediate, or long-haul routes
Risks are evaluated based on fleet size, radius of operation, loss history, and acceptable ISS-D safety ratings. Radius classifications include:
- Local Fleet: 50 miles or less
- Intermediate Fleet: 51–200 miles
- Long Haul: 200+ miles
Common scenarios include regional delivery companies expanding their fleet or long-haul trucking firms needing excess liability protection.
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Territories and Availability
This transportation insurance program is available in most U.S. states, including but not limited to CA, TX, FL, IL, NY, and PA. Coverage is written on a non-admitted basis and is available through licensed agents and brokers in AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY.
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