Impaired Risk Life Insurance

Alcohol Questionnaire

Depression Questionnaire

Diabetes Questionnaire

General Purpose IR Questionnaire

Tobacco Questionnaire

Adjustment (Situation Depression) Questionnaire

Armed Forces Questionnaire

Aviation Questionnaire

Avocation Questionnaire

Build Questionnaire

Foreign Residence / Travel Questionnaire

Mental Disorders Questionnaire

Drug Use Questionnaire

Impaired Risk Underwriter - Specialized Risk often refers to an Impaired Risk case where your client has a health issue (Heart attack, cancer, build, etc.) or hazardous occupation or hobbies (Race car driver, pilot, SCUBA diver, etc.) and will not qualify for standard and above class ratings.  We place some of the most difficult cases and insure Impaired Risk clients get the much needed coverage.  We have access to expert impaired risk underwriters to get you the best offer!  We have intimate knowledge of how each carrier treats impaired risk cases.

We look for the best option for your clients who have any impairment.  Our expertise is our ability to analyze your most challenging risks and negotiate as aggressively as possible for your benefit.  If you’re tired of letting your clients know they are declined or can’t get your client an affordable rate, contact DAI, we are here to help you.