Healthcare Services Workers Compensation Insurance Program
PMC Insurance Group has developed a specialized and competitive Workers Compensation program tailored specifically for the growing and diverse Healthcare Services industry. As a wholesale broker with access to multiple A-rated admitted carriers, PMC offers agents and brokers the ability to place a wide range of healthcare accounts with confidence.
Ideal Accounts and Target Classes
This program is designed for healthcare providers and facilities across a broad spectrum of services. If you have clients operating in any of the following areas, PMC’s program may be a strong fit:
- Home Healthcare
- VNA Associations
- Homemaker Services
- Hospice and Palliative Care
- Assisted or Independent Living Facilities
- Nursing Homes and Rehabilitation Centers
- Acute and Surgical Hospitals
- Outpatient Clinics and Medical Staffing Firms
- Physicians, Chiropractors, and Dentists
- Veterinarians
Whether you're working with a small home healthcare provider or a larger medical staffing operation, PMC can help you secure appropriate Workers Compensation coverage, depending on the state and class eligibility.
Program Highlights and Coverage Features
PMC’s Healthcare Services Workers Compensation program offers flexible solutions to meet the needs of both small and large healthcare operations:
- Minimum premiums starting at $2,500
- Guaranteed cost plans for stable, predictable pricing
- Loss-sensitive deductible programs for larger accounts seeking more control over their insurance costs
- Coverage from admitted, A-rated carriers
The program is designed to help your healthcare clients manage the unique risks associated with employee injuries, including lifting, repetitive stress, and exposure to illness. PMC’s underwriting team understands the specific workplace exposures faced by healthcare workers and offers solutions that reflect that expertise.
Underwriting Parameters and Submission Notes
Class eligibility and underwriting criteria vary by state, so it's important to provide complete and accurate submission details. The program is available for accounts with premiums starting at $2,500, though exact thresholds may vary based on state and class.
PMC is positioned to handle both standard and more complex Workers Compensation risks, including those with higher employee counts or elevated exposure due to the type of care provided.
States and Availability
This program is available in most states across the U.S., including but not limited to: CA, FL, NY, TX, IL, PA, and MA. Currently, PMC can write business in the following states:
AL, AZ, AR, CA, CO, CT, DE, GA, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, OK, PA, RI, SC, TN, TX, UT, VT, VA, DC, WV, WI
Why Work With PMC Insurance Group?
PMC Insurance Group brings decades of experience in the Workers Compensation space, with a dedicated focus on niche industries like healthcare. Agents and brokers benefit from:
- Access to a broad range of A-rated admitted carriers
- Responsive underwriting and program support teams
- Tailored programs designed for industry-specific exposures
- Options for both standard and loss-sensitive accounts
Whether you’re working with a startup home healthcare provider or a multi-location assisted living network, PMC can help you find the right Workers Compensation solution to meet your client’s needs.
Visit pmcinsurance.com or use the CompleteMarkets platform to get started today.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for healthcare-related businesses such as home healthcare providers, hospices, assisted living facilities, medical staffing firms, clinics, physicians, and veterinarians.
Is the program available in my state?
The program is available in most states, including CA, TX, NY, and FL. Class eligibility may vary by state, so contact PMC for specific guidance.
What is the minimum premium to qualify?
Minimum premiums start at $2,500, though they may vary depending on the risk profile, class codes, and state regulations.
Are loss-sensitive plans available?
Yes, loss-sensitive deductible programs are available for larger accounts that meet underwriting requirements and are looking for more pricing flexibility.
What carriers are used in this program?
PMC partners with various A-rated admitted carriers to provide solid Workers Compensation solutions for healthcare clients.
Need help placing an account? Connect with a market specialist.