Workers' Compensation Solutions for the Temporary Staffing Industry
PMC Insurance Group offers a specialized Temporary Staffing Workers Compensation Insurance Program designed to meet the unique needs of the staffing industry. With a deep understanding of the challenges faced by staffing agencies in securing reliable workers' comp coverage, PMC has partnered with multiple A-rated carriers and aligned with American Staffing Association Best Practices to deliver comprehensive risk management and cost containment solutions.
Ideal Accounts and Target Classes
This program is tailored for a wide range of staffing firms, including those placing temporary, contract, or permanent workers. The ideal accounts include:
- IT and Professional Staffing
- Clerical and Light Industrial Staffing
- Healthcare Staffing (all sectors)
- Manufacturing and Skilled Trades
- Hospitality and Specialty Staffing
- Outplacement and Permanent Placement Firms
Note: PEOs and staff leasing companies are not eligible for this program.
Example: You might have a client that staffs CNAs and RNs across multiple states or a firm placing warehouse workers and forklift operators. These types of risks are well within the program’s appetite.
Coverage Highlights and Advantages
- Access to multiple A-rated carriers
- Guaranteed cost, small and large deductible options
- Customized loss control programs built on staffing industry best practices
- Pay-as-you-go premium payment options available
- Risk management consulting tailored to staffing agencies
- Staffing-specific resources to support insureds in reducing claims and improving safety
Underwriting Requirements and Premiums
Minimum premium starts at $75,000, with no maximum. Submission requirements include:
- Completed ACORD Workers’ Compensation application
- Payroll by class code and state
- Four quarters of IRS Form 941s
- Five years of loss runs (including details on claims over $25,000)
- Experience Mod worksheet
- Financials (if no D&B report is available)
- Copy of safety policy and loss control procedures
- Company brochures or sales material
- Completed Temporary Staffing Supplemental Application
Availability and Admitted Status
This program is available nationwide, including all 50 states and Washington, DC. PMC Insurance Group works with various A-rated carriers to offer solutions in both admitted and non-admitted markets, ensuring flexibility in placement based on account specifics and jurisdictional needs.
Why Partner With PMC Insurance Group?
As a leading wholesale broker with a focus on the staffing industry, PMC Insurance Group brings unmatched expertise in workers' compensation for temporary staffing. We understand the complexities of class codes, multi-state operations, and high-risk placements. With access to multiple top-tier carriers and a consultative approach to risk management, we help agents place tough accounts while supporting their clients in reducing long-term costs.
Whether your client is a growing staffing agency or a well-established firm with complex exposures, PMC Insurance Group delivers the tools, markets, and knowledge to support your success.
Frequently Asked Questions
What types of staffing firms are eligible for this workers' comp program?
This program is suitable for most sectors of the staffing industry, including healthcare, IT, clerical, light industrial, manufacturing, hospitality, and permanent placement firms. PEOs and staff leasing companies are not eligible.
What is the minimum premium for this program?
The program requires a minimum premium of $75,000. There is no set maximum premium, making it a good fit for larger or multi-state operations.
Do you offer loss control or risk management services?
Yes. PMC Insurance Group works with American Staffing Association Best Practices to offer customized loss control, staffing-specific risk management consulting, and access to industry resources.
Is this program available in all states?
Yes, the Temporary Staffing Workers Compensation Program is available in all 50 states and Washington, DC.
What submission materials are required to get a quote?
You’ll need to provide an ACORD Workers’ Comp application, payroll by class code and state, 941s, 5 years of loss runs, Experience Mod worksheet, financials, safety policy, marketing materials, and the staffing supplemental application.
Need help placing an account? Connect with a market specialist.
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