Seafire Insurance Services offers a specialized
Auto Repair Environmental Insurance Program designed to address pollution and environmental liability exposures common to auto repair shops and franchised auto dealers. This program gives agents access to coordinated environmental coverage backed by the financial strength and expertise of the Chubb Group of Insurance Companies.*
Ideal Accounts and Appetite
Seafire targets franchised auto dealers and independent repair facilities that have potential environmental exposures. Typical fits include locations that handle, store, or transport fluids and hazardous materials, operate or remove underground storage tanks, or generate regulated waste.
Example scenarios you can place with this program:
- A single-location repair shop that recently expanded service bays and now stores increased quantities of motor oil and solvents onsite.
- A multi-location franchised dealer that transports used oil offsite and needs coverage for non-owned disposal sites and transport liabilities.
Coverage Highlights and Advantages
- Limits available up to $1 million
- Coverage provided by the Chubb Group of Insurance Companies*, including:
- New pollution incidents at insured sites
- Liability for non-owned disposal sites
- Transported cargo and transportation-related pollution liability
Seafire combines broad, market-backed coverage with underwriting experience focused on environmental risks for the automotive sector. Agents benefit from:
- A streamlined application and submission process
- Simplified, industry-specific underwriting guidelines
- Fast quote, bind, and issue turnaround
- Nationwide availability across the continental U.S.
Underwriting Notes and Minimum Premiums
Underwriting focuses on operational controls, storage practices, waste handling, and any existing remediation history. Minimum premiums vary by risk characteristics; the program is structured to be accessible across a wide range of auto-related environmental exposures. Provide current operations details and any environmental assessments to help accelerate review.
Territories and Availability
This program is available in all continental U.S. states, including CA, TX, FL, NY, IL, and PA. Coverage is offered on a non-admitted basis, which can provide greater flexibility on terms and appetite for certain environmental exposures.
Why Work With Seafire Insurance Services
As a program administrator focused on environmental liability, Seafire delivers expert underwriting, responsive service, and access to a premier carrier in Chubb. We understand the operational realities of auto repair and dealer businesses and structure solutions that are practical, underwriter-friendly, and quick to place.
- Register with Seafire
- Download the application and program materials here
- Submit applications and begin binding environmental coverage for your auto repair and dealer clients
For additional program details and to review forms, visit Seafire’s
website.
Frequently Asked Questions
What types of accounts are a good fit for this program?
Franchised auto dealers and auto repair shops with potential pollution exposures—such as fluid storage, waste disposal, underground storage tanks, or transportation of hazardous materials—are ideal candidates.
Is this program available in my state?
Yes. The program is available in all continental U.S. states, including CA, TX, NY, FL, and many others.
What carrier backs this program?
Coverage is provided by the Chubb Group of Insurance Companies*, offering established financial strength and expertise in environmental liability solutions.
What limits are available under the policy?
Coverage limits are available up to $1 million, subject to underwriting review and the specific risk profile.
How fast can I get a quote and bind coverage?
Seafire offers a streamlined submission and underwriting process aimed at fast turnaround for quoting, binding, and issuing policies.
Need help placing an account? Connect with a market specialist.