Ideal Accounts and Appetite
This program is intended for franchised motorcycle dealers that operate on-site service departments, maintain parts and battery inventories, or manage fluids and waste that create pollution exposures. It works for single-location dealerships as well as regional chains with multiple sites, provided operations fit typical retail-service exposures.
Examples of good fits:
- A dealer that upgraded its service bay and added above-ground tanks for oil or lubricants and needs pollution coverage for on-site storage and handling.
- A franchised dealer that routinely transports motorcycles, batteries, and parts between locations and wants coverage for transported cargo pollution incidents.
Coverage Highlights and Advantages
The policy addresses the common environmental exposures dealers face, including:
- Liability for contamination tied to non-owned disposal sites used for waste disposal
- Transported cargo liability for pollution events that occur while goods are in transit
- Coverage for newly discovered pollution conditions that occur on insured premises
With Chubb backing, the program offers broad policy forms and experienced claims handling for pollution matters affecting retail dealers and their service operations.
Underwriting Notes and Minimum Premiums
Seafire’s underwriting team combines niche environmental experience with an efficient submission process designed for busy retail agents. The application is streamlined to speed quotes and binding decisions.
Minimum premiums vary by state and risk characteristics. Provide details on on-site storage, tank types, waste handling practices, and transport schedules to get an accurate indication of premium and terms.
Territories and Availability
The program is offered nationwide throughout the continental United States, including AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY.
Please note: the program is provided on a non-admitted basis.
Why Work With Seafire Insurance Services
As a program administrator focused on environmental risks, Seafire offers specialized underwriting, fast service, and access to top-tier capacity from Chubb. Agents can expect responsive support from submission to binding and help placing accounts with common retail-service exposures.
Get registered and get started: Complete the online registration and download the program application. For more program details, visit Seafire’s website.
Seafire combines targeted environmental expertise with carrier strength to simplify placements for franchised motorcycle dealers. Submit a completed application and supporting risk details to begin the underwriting review.