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CompleteMarkets
P.O. Box 632, Big Bear, CA, 92315
Employment Resources Bulletin
909-547-6212 Website

Improve Health Options In Your Workplace This Fall

Overview

Improving employee health at work boosts morale, lowers stress, and often increases productivity and retention. Small, sustained changes—like offering healthier snacks, encouraging movement, or providing fitness benefits—can make the workplace more supportive and reduce absenteeism.

These changes are practical to introduce in stages and can be adapted to your company size, culture, and budget.

Key takeaways

  • Healthier workplace practices improve employee wellbeing and can boost productivity.
  • Many effective changes are low-cost and easy to pilot, such as healthier catering or walking meetings.
  • Coordinate programs with benefits and workplace policies to increase participation and impact.

How it works

Begin with a simple assessment: ask employees about priorities (snacks, exercise options, flexible schedules) and identify easy wins like swapping vending options or stocking fresh produce. Pilot one or two initiatives for a few months, measure participation, and collect feedback to guide expansion.

Programs can include on-site or subsidized offerings, such as discounted fitness memberships or organized group activities. Employers looking to align these benefits with broader risk-management or benefit plans may want to review options like Wellness Services Insurance for Employers to understand available support and protections.

What it may cover (and what it may not)

Employer wellness initiatives commonly cover preventive and lifestyle supports: subsidized gym memberships, nutrition workshops, healthy catering for events, and ergonomic equipment like standing desks. These offerings encourage healthier choices and can reduce short-term healthcare costs through prevention and engagement.

However, workplace wellness programs do not replace medical insurance or clinical care for chronic conditions. For organizations contracting with fitness facilities or clubs, it can help to consult resources such as Exercise Clubs Insurance to understand contractual and liability considerations when offering on-site or partner fitness services.

Common mistakes to avoid

  • Assuming a single solution fits everyone—offer options and solicit feedback.
  • Rolling out too many initiatives at once—pilot and scale what shows results.
  • Neglecting privacy and voluntary participation—make programs opt-in and protect health data.
  • Failing to measure outcomes—track simple metrics like participation, satisfaction, and absenteeism.

Questions to ask an agent

When planning programs that involve third-party vendors, equipment purchases, or benefit changes, ask whether your current policies address new exposures and what additional coverage might be advisable. Consider reviewing practical guidance available at Boosting Employee Health and Productivity for ideas on program design and common considerations.

If you want to explore insurance or vendor arrangements tailored to your workplace initiatives, it can be helpful to talk to an agent who understands employer benefits and risk management.

Next steps

Create a prioritized list of small pilots—healthy catering, stocked produce, and one movement-focused change such as walking meetings or stairwell exercises. Set measurable goals, gather employee feedback after the pilot, and expand programs that show participation and positive results.

Use data from small pilots to build a longer-term plan that aligns with benefits, facilities, and company culture, and consult an agent or benefits specialist as needed to address contracting, liability, and coverage questions.

Frequently Asked Questions

How do I encourage employees to use healthier vending and catering options?

Make healthier choices visible and convenient, subsidize items when possible, and solicit employee input on preferred options to increase uptake.

Are walking meetings appropriate for all types of work?

Walking meetings work well for one-on-one or small-group discussions that don’t require extensive note-taking; reserve conference rooms for sessions that need screen sharing or detailed documentation.

Will offering gym memberships reduce healthcare costs?

Gym memberships can improve wellness and may lower some short-term costs, but measurable healthcare savings depend on program design, participation, and alignment with overall health benefits.

How can we measure whether wellness initiatives are effective?

Track participation rates, employee satisfaction, absenteeism, and informal feedback; use these metrics to refine or scale programs.

CompleteMarkets 909-547-6212 Website
 

Benefits And Risks Of Working As An Independent Contractor Rather Than An Employee

Working as an independent contractor rather than an employee is attractive for many reasons. There are a variety of benefits, but be aware of the risks before you decide.

Benefits of Working as an Independent Contractor

Work for yourself.

As an independent contractor, you enjoy the freedom of being your own boss. You can choose which jobs you take, set your rates, and decide when you work rather than following an employer's schedule or directions for every task.

Earn more.

Independent contractors can sometimes make more money than employees because clients typically pay a higher project fee instead of covering employee benefits and payroll taxes.

Pay lower income taxes (sometimes).

Independent contractors estimate their tax payments and pay quarterly rather than having federal and state taxes withheld from each paycheck. This gives you control over timing, though it does not always mean a smaller overall tax bill.

Enjoy more tax deductions.

You can deduct reasonable, ordinary business expenses on your tax return. Common deductible categories include:

  • Office
  • Travel
  • Insurance
  • Equipment
  • Mileage
  • Uniforms
  • Trade conferences and magazines
  • Entertainment and meals

Risks of Working as an Independent Contractor

Reduced job security.

Independent contractors are responsible for finding and keeping work. If clients slow down or stop using your services, you do not receive a guaranteed paycheck.

No employer-sponsored benefits.

You typically do not receive health insurance, paid time off, or employer retirement contributions, so you must arrange and pay for these yourself. For some specialized activities, consider policy options such as Independent Horse Shows and Events Insurance or industry-specific coverage like Independent Power Plants (IPP) Insurance.

No labor law protections.

Many federal and state workplace protections apply only to employees, so independent contractors may lack the same legal safeguards against certain workplace practices.

Risk of not getting paid.

If a client refuses to pay, your options are more limited than an employee’s and may require collections or legal action to resolve.

Provide your own equipment.

Independent contractors usually must buy or rent the tools and equipment needed for their work and are responsible for storage and maintenance costs.

When deciding whether to work as an independent contractor, weigh the flexibility and potential for higher earnings against the loss of employer benefits and protections.

Frequently Asked Questions

How do taxes work for independent contractors?

Contractors report income on their tax returns and usually pay estimated taxes quarterly; they can also deduct eligible business expenses. Consult a tax professional for personalized guidance.

Can I get health insurance if I’m an independent contractor?

Yes; contractors can purchase individual or family plans through the marketplace, private insurers, or professional associations, but they must pay the premiums themselves.

What business expenses are typically deductible?

Common deductions include office costs, equipment, travel, mileage, insurance, and industry publications, provided the expenses are ordinary and necessary for your trade.

How can I protect myself from a client who won’t pay?

Use written contracts, require deposits, invoice promptly, and consider late fees or collections services; legal remedies are available but can be time-consuming and costly.

CompleteMarkets 909-547-6212 Website
 

Secrets To Getting Honest Employee Feedback

Your job as a Human Resources professional is to support and challenge employees while improving the work environment. To do that well, you need to solicit employee feedback—but many people hesitate to share honest thoughts unless you build the right conditions first.

Create an Ownership Mentality

Employees who feel empowered and invested in the company’s success are more likely to speak candidly about what’s working and what should change. Encourage participation, delegate meaningful responsibilities, and recognize contributions so staff feel ownership over outcomes.

Show Interest

People open up when they know you care. Spend time interacting with employees during the day to build rapport and trust, so you have the credibility to ask tougher questions and receive candid answers.

Assign Feedback Coaches

Some employees prefer talking with a peer instead of a manager or an unfamiliar HR representative. Choose several respected coworkers to act as feedback coaches who can collect grievances, suggestions and ideas confidentially.

You may also bring in external support when appropriate, for example by consulting Human Resource Consulting Services Insurance for guidance and best practices.

Ask Insightful Questions

An open-door policy helps, but asking deeper, specific questions produces more actionable information. Invite employees to reflect on their work and provide structured prompts.

  • What’s going well (or not) with your project?
  • What do you need for success here?
  • Who or what stops you from reaching your goals?
  • What factors contribute to your productivity?
  • When do you feel excited, frustrated, withdrawn or wanted?
  • If you ran the department, what changes would you make tomorrow and why?
  • What do you hear customers say about our company?

Schedule Regular Feedback Meetings

Annual reviews are useful, but frequent check-ins build stronger relationships and uncover issues earlier. Aim to meet at least once a month with each employee to listen, coach and gather feedback.

Take a Walk

Changing the setting can reduce stress and distractions. Walk-and-talks, coffee chats or informal activities make it easier for employees to be honest about their needs and feelings.

Go Public

A designated whiteboard or suggestion area in a shared space invites ideas and adds informal accountability because others can see and follow up on suggestions.

Make Changes

Demonstrate that you listen by acting on feedback. Share a clear plan and timeline for changes to build transparency and trust.

If you work with leased or contracted employees, review protections such as PEO Bonding and Employee Leasing Insurance to ensure continuity and compliance.

Honest feedback improves your company. If you need help implementing a feedback program or communicating changes, talk to an agent who can advise on next steps.

Frequently Asked Questions

How do I encourage employees to give honest feedback?

Build trust through regular one-on-ones, show genuine interest, and act on suggestions so employees see results from speaking up.

Should feedback be anonymous or open?

Use a mix: anonymous surveys capture sensitive issues while direct conversations enable deeper problem-solving and relationship building.

How often should I collect feedback?

Monthly check-ins are a good baseline; supplement with pulse surveys and as-needed conversations during projects or after changes.

What if employees fear retaliation?

Reinforce non-retaliation policies, offer confidential channels, and ensure managers model constructive responses to criticism.

CompleteMarkets 909-547-6212 Website
 

How To Handle Stressful Jobs In Nine Steps

We know certain dangerous, demanding, detailed and repetitive professions are stressful, but every job includes stressors. Stressful jobs can cause physical, emotional and mental problems for employees and also affect company safety, productivity and morale.

Nine steps to handle stressful jobs

  • Identify the stressors. Numerous factors contribute to stress: are you overwhelmed with responsibilities, frustrated with co-workers, or bored? Identify what specifically causes stress before choosing management strategies.

  • Modify your job. Small changes — different work hours, a new workstation or changes in duties — can lower stress. Talk with your supervisor about practical modifications to improve your health.

  • Talk to someone you trust. Build a network of listeners who will support you when you need to talk. A friend, co-worker, job coach or therapist can offer empathy and help you see a different perspective.

  • Say no to extra responsibilities. You may take on extra tasks to get a raise or keep your job, but too much work increases stress. Say no to duties you can't reasonably handle or look for ways to drop or delegate them.

  • Organize your day. Prioritize tasks, set a definite quitting time and keep your workspace tidy. These simple steps help you feel more in control and reduce stress.

  • Take a break. Use flexible time off if your employer offers it, or take short breaks during the day to recharge. A walk outside, a quiet spot to meditate, music or a short read can all help you unwind.

  • Change your mind-set. If you demand perfection or fall into negative thinking, give yourself permission to do your best and practice reframing thoughts or using short meditations and inspirational reminders.

  • Advocate for yourself. If nothing helps, schedule a calm meeting with your supervisor to explain the stressful factors and suggest practical solutions, backed by specific examples.

  • Find a new job. A different position within your company or a new employer may relieve stress; when health is at risk, consider changing roles or careers to protect yourself.

Stress at work can also intersect with health concerns; for more information about related coverage options, see Cardiac Stress Testing Center Insurance.

If stress affects your business operations or you need coverage for workplace-related risks, consider resources such as Bicycle-Related Suppliers Insurance for supplier-specific contexts and consult an insurance professional about options.

If you need personalized help, talk to an agent about workplace concerns and coverage that may apply.

Frequently Asked Questions

How can I tell if my job stress is affecting my health?

Look for persistent sleep problems, changes in appetite, frequent headaches or increased anxiety; if these continue, consult a healthcare provider or a mental health professional.

What should I say when asking my supervisor to modify my job?

Be specific about the stressors, give examples of how they affect your work, and propose practical solutions or adjustments that would help reduce the impact.

Are short breaks during the day really helpful?

Yes—brief, regular breaks can reduce fatigue, improve focus and lower stress, especially when you step away from your workstation or do a short relaxation exercise.

When is it time to consider finding a new job because of stress?

If stress is chronic, harming your physical or mental health, and reasonable changes at work aren't possible, looking for a new role may be the healthiest choice.

CompleteMarkets 909-547-6212 Website
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