For insurance buyers, insurance agents and insurance wholesalers!For insurance buyers, insurance agents and insurance wholesalers!
Seafire Insurance Services
Contact Us
contact_phone Click to call
Seafire Insurance Services
Contact Us
contact_phone Click to call

Franchised Truck Dealers Environmental Liability Insurance

Seafire Insurance Services offers a focused Franchised Truck Dealer Environmental Insurance Program built to address the environmental liability exposures common to franchised heavy- and medium-duty truck dealerships. Backed by the Chubb Group of Insurance Companies*, this program combines specialized underwriting with efficient service to help you place complex environmental risks for dealer clients.

Ideal Accounts and Appetite

This program is intended for franchised truck dealers operating across the continental United States. Ideal accounts include:
  • Franchised heavy-duty and medium-duty truck dealerships and showrooms
  • Locations with service bays, onsite fueling or waste oil collection facilities
  • Dealerships that store chemicals, lubricants, or battery inventories and have potential waste-disposal exposures
If you represent commercial vehicle sales and service firms that must comply with EPA or state environmental rules, this program is designed to meet those needs with tailored terms and limits.

Coverage Highlights and Advantages

Coverage is placed on a non-admitted basis and includes protection for:
  • New pollution incidents occurring at covered dealership sites
  • Liability arising from non-owned disposal sites
  • Transported cargo pollution liability for goods moved by the insured
Seafire’s underwriting team brings over 100 years of combined environmental insurance experience. Agents and brokers benefit from:
  • A streamlined application and submission process
  • Efficient underwriting and clear submission guidelines
  • Fast quote, bind, and policy issuance turnaround

Underwriting Notes and Minimum Premiums

Underwriting focuses on site operations, fuel-handling practices, waste management, and past environmental history. Minimum premiums vary by account size, location, and risk profile; discuss specifics with Seafire underwriters when submitting. Typical submission information includes site diagrams, details on service operations, and any environmental reports or loss history.

Territories and Availability

The program is available in all continental U.S. states, including but not limited to CA, TX, NY, FL, IL, and PA. Use Seafire’s nationwide access to environmental markets to place accounts across the states listed in the program territory list.

Why Work With Seafire Insurance Services?

As a program administrator focused on environmental exposures, Seafire combines niche technical expertise with strong carrier relationships. Backing from Chubb provides access to capacity and financial stability, while Seafire’s underwriting team delivers market knowledge and responsive service so you can close placements efficiently. Whether you have a new dealership with basic service operations or an established multi-bay location with more complex waste handling, Seafire provides the tools and underwriting flexibility to help you protect the account.

To get started with the Franchised Truck Dealer Environmental Insurance Program, follow these steps:
  • Register with Seafire
  • Download the program application and submission instructions here
  • Submit the completed application and supporting materials to begin the quoting process
For more information on Seafire's Franchised Truck Dealer Environmental Insurance Program, visit Seafire’s website linked above.

Frequently Asked Questions

What types of accounts are a good fit for this program?

Franchised truck dealerships with environmental exposures such as service bays, onsite fuel storage, transported cargo, and waste disposal needs are ideal candidates.

Is this program available in all states?

Yes. The program is available in all continental U.S. states, including CA, TX, NY, FL, and others listed in the program territory.

What carrier backs this program?

This program is underwritten by the Chubb Group of Insurance Companies, providing financial strength and experienced environmental underwriting.

What is the minimum premium?

Minimum premiums vary based on the account’s size, operations, and location. Contact Seafire underwriters for specific minimums and pricing guidance.

How quickly can I get a quote and bind coverage?

Seafire offers a streamlined submission and underwriting process designed for fast turnaround on quotes, binding, and policy issuance.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Program Administrator
  • Admitted:
    No States
  • Carriers:
  • Carrier Ratings:
    -
  • Commission:
    Competitive commissions!
  • Min Premium:
    Varies

Browse

Request a Quote Now!

CONTACT INFORMATION

LOCATION

There are no locations attached to this storefront.

APPLICATIONS

AGENCY LICENSING

SeaFire Insurance Services is a division of Preferred Concepts, LLC.
  
To access the environmental program please register with us.


CompleteMarkets is The Insurance Industry's Professional Network
Please Register for FREE or Sign In to contact
Not an Insurance Agent? No problem, we help hundreds of people find the right agent/advisor every day!
Visit our dedicated Insurance Consumer section and we will recommend the right agent for your specific needs.
Seafire Insurance Services has other insurance programs like Auto Dealers and Repair Shop Environmental Liability Insurance.