Accident Prevention Insurance

While both types of insurance policies may provide coverage for medical expenses and other related costs, they are designed to cover different types of risks.

Accident Prevention Insurance is primarily focused on preventing accidents from happening in the first place by promoting safety and risk management. Insurers may provide resources and incentives to policyholders to help reduce the risk of accidents, such as safety training programs or discounts for installing safety equipment.

On the other hand, Accident and Sickness Insurance (also known as Disability Insurance) is designed to provide coverage for lost income due to illness or injury.

Accident Prevention Insurance policies may be offered as standalone policies or as part of a broader insurance package, such as a Business Insurance Policy.

Overall, Accident Protection Insurance can be a valuable addition to your insurance portfolio but if you have adequate coverage through other insurance policies, such as health insurance or disability insurance, Accident Protection Insurance may not be necessary.

Not an Insurance Agent? No problem, we help hundreds of people find the right agent/advisor every day!
Visit our dedicated Insurance Consumer section and we will recommend the right agent for your specific needs.

Insurance for You, Your Family or Your Business 
Quick and simple; secure and confidential. We share your info with only ONE of our insurance experts. Our unique, proprietary process is designed to get you the best local expertise available.


If you are an Insurance Agent, looking to help an Insured, we can help you 
Find A Marketby matching you to our MGA/Wholesaler/Carrier partners.
Further Reading 
By now, employers should all realize and understand that sexual harassment is illegal. However, what employers might not be aware of is that the U.S. Supreme Court issued two rulings in June of 1998 that expanded what is termed sexual harassment; exp...
Forklifts have revolutionized the construction industry. However, using them creates the risk of serious injury and death for drivers, other employees, and pedestrians. Although following the rules for forklift operation – safety checks, maintena...
Let's not forget about the flu during this extended COVID-19 pandemic. Flu season typically peaks between December and February, but it can last as long as May. Because the flu spreads quickly between people who work in close quarters, you really n...
Redundant systems involve anticipating future issues with your building. Do you have mission critical electricity needs, for instance, a hospital? Design a generator into the site. What issues are raised with generators? Now you must consider a ...
Some employers might believe that their employees don't work hard enough. In reality, people who do physically demanding labor might well be working too hard, putting themselves at risk of injuries from overexertion. Overexertion injuries are costly...