The Chesapeake Life Insurance Company is one of the leading brands of supplemental insurance coverage in the United States, helping to provide financial security for Americans of all ages and their families. Our comprehensive portfolio of products is available in 46 states and the District of Columbia and includes dental, vision, and other insurance plans that complement an individual’s health insurance. These plans help provide an additional layer of protection in the event of accidental injury, catastrophic illness, hospitalization or cancer.
Tennant Risk Services is an independent wholesale insurance broker and program manager specializing in professional liability insurance. Our specialty expertise, exceptional service, broad market relationships and competitive insurance products provide an extraordinary wholesale alternative to select independent agents and brokers.
Read articles, training material for practically any topic.
5Star Solutions. 5Star Service. 5Star is a leader in specialty program underwriting. We offer you complete insurance solutions for numerous transportation industry segments including Public Auto, Trucking and Non-trucking, as well as a wide range of classes in our Workers’ Compensation Program. All of our programs are backed by over 30 years as a program administrator for numerous A.M. Best A rated carriers. We are continually developing new market relationships to expand our available products, classes and geographic reach. 5Star's underwriters work with retail partners and their clients across the U.S. to provide the best available coverage at competitive rates. Each policy is customized to address each client's unique exposures. After more than three decades in the business, 5Star has the market access and relationships to provide solutions for virtually any risk. And our in-house Risk Management Division can help you assist your clients in creating a custom loss control program to reduce risk and lower insurance costs. Experience the 5Star difference.
Topics such as "How to sell like hell," "Presentations that change the game" "Break the rules, make new rules, and be heard through the noise" "The Comp Contrarian - become a Workers' Comp Guru" "Change the conversation. Capture the account."
A&A Insurance, located in Huntsville, AL is happy to offer a wide range of insurance products that meet your budget and your changing needs. We aim to be your single source for insurance and business planning right in your home town. We have access to the major top carriers in the US and we hope to make your search for affordable insurance a successful one! Serving all of Alabama, A&A Insurance is dedicated to offering you the very best customer care.
Founded in 1999, Access E&S Insurance Services, Inc. is a wholesale insurance brokerage serving the specialty lines needs of retail insurance brokers. We are independently owned and operated so we are not controlled by a competitor. That means we work for our brokers and only our brokers. We know our customers often need outside-the-box thinking for risks, and that is something we do exceedingly well. In short we are solution-oriented and service driven; qualities that make us an excellent choice when you’re looking for a long-term partner to handle your specialty lines insurance placements.
CompleteMarkets expert insights on how to acquire new agents and brokers.
Health, Life, & Auto Lead generation
At Alexander J. Wayne & Associates, you can expect fast and dependable service for virtually any risk submitted. It is our goal to provide the responsiveness necessary to quote and bind risks that are unacceptable to your standard insurance markets. We have vast expertise and market access.
All Insurance Underwriters (AIU) is a Master General Agency (MGA) consisting of an accomplished team of experienced professionals in key positions. The company mission is simple "provide quality workers compensation markets to our agency partners in a broad array of industries regardless of size, risk or prior experience". Our proven workers' compensation insurance products assist our agency partners and their clientele in obtaining quality yet affordable coverage nationwide.
All Risks, Ltd. has several in-house contracts with the ability to quote, bind and issue. We represent, under binding authorities, the widest array of specialty carriers available with "A+" A.M. Best ratings. For larger or more complex risks, we work with the top Brokerage markets in the industry to help secure the most favorable terms possible. Minimum premiums vary by line of business and class.
ALU offers products designed to meet the unique challenges inherent to the lumber and forest products industry
Founded in 1998 by Chris M. Micheals, American Team Managers has emerged as one of the leading independently owned insurance wholesalers and managing general agents in California. American Team Managers is dedicated to the success and growth of independent agents nationwide by providing world class customer service, cutting edge technology, competitive commission structures, and access to the most respected carriers in the business. We believe that our focus in these areas is what separates American Team Managers from other MGA’s.
AmWINS Group, Inc. is a leader in the specialty insurance distribution industry with expertise across a diversified mix of property, casualty, group benefits and specialty insurance products. AmWINS also offers value-added services to support its products, including product development, underwriting, premium/claims administration and actuarial services. The firm places more than $11.1 billion in premium placements annually.
AP Advantage provides retail agents and brokers the benefits of specialty experience combined with exceptional customer service, on a national basis. We pride ourselves on having the experience, market resources, resourcefulness and attention to detail to satisfy our customer’s needs. We recognize you have many market access choices. Think of us as the wholesale agency on your team for your small and mid-size business. We can handle everything from main-street accounts to complex and hard-to-place risks.
AIC (Apartment Insurance Consultants) provides strategic insurance solutions through its transactional brokerage platform and unique niche programs. Our carrier partners are among the financially strongest insurance companies in the world. Our clients can count on us to pursue a secure future towards their goals. We offer creative solutions to our clients risk management needs. AIC's innovative insurance programs provide apartment owners and managers with broad insurance coverage at competitive rates by leveraging the power of group purchasing.
In the insurance industry, artificial intelligence powered chat bots are replacing human assistants to deliver always available, fast and efficient customer service.
ASA Insurance has been providing a variety of services for people seeking quality insurance coverage since 1950. Our goal is providing exceptional customer service while providing the best coverage at affordable rates for both the individual and the commercial consumer.
Atlas General Insurance Services is a full service program administrator that offers a wide range of insurance solutions. Atlas has expertise in developing and underwriting specialty programs with a variety of insurance carrier partners. Our knowledgeable staff is committed to providing exceptional service and unique options for our clients.
Bringing ideas to help your business thrive
My aim is to protect those you leave behind from the financial hardship associated with their loss.
Are you looking for the best indexed annuity on the market? Well you just might find that a indexed universal life contract designed as a MEC (Modified Endowment contract is the best annuity on the market. Let me explain. ALL ANNUITIES ARE MEC CONTRACTS! How about this, an indexed contract with much higher caps than any indexed annuity on the market. Tax-free death benefit but much better, availability to use this DEATH BENEFIT (not the cash value) in case you need care. Lastly, NO SURRENDER PENALTIES.
Insurance Agents Best Practices for Independent Agents and Brokers
Internet represents a very important and inalienable part of our daily life. More and more people are doing every day a lot of purchases via network, but sometimes we can't be sure that our personal information provided for different websites where we buy products is reliably protected. How we can defend our personality and insure personal data? All answers you can find in this blog.
Born online, forged from technology. Founded in 2007, BindDesk is a wholesale insurance brokerage serving the various needs of retail insurance brokers. Independently owned, we take pride in our niche markets and hustling attitude that ultimately serve our clients well. A rational group, we know we're not the market for everything, so we don't ask you to send us everything. We'll keep you apprised of what we KNOW we're good at so that when you come to us we're likely to write business. You'll know when to think about us.
Brooks Insurance operates as a multi-line wholesaler in the property and casualty marketplace providing coverage on both an excess and surplus (E&S) and admitted basis. Since its founding in 1991, Brooks has successfully serviced the standard markets and brokered distressed and complex lines of business. As an independent wholesaler, Brooks has the premium volume to create and maintain significant relationships with its markets, enabling a preferred partner status that results in priority attention to submissions and superior service.
At BTIS, we pride ourselves in providing insurance for the construction industry. The entire executive team has past experience working in this arena. Collectively, BTIS has over 127 years of experience in the insurance industry within its management team. Our professional staff of underwriters has insurance company backgrounds with more than 75 years' experience of underwriting commercial/contractor risks.
This blog covers topics related to specialty business insurance for a wide ranging list of small, medium and large businesses. Coverages include general liability, professional liability, workers compensation, property insurance, business umbrella, liquor liability and other specialty insurance coverages.
Cadence Insurance is a full service insurance agency founded in 1966. We stand ready to assist you wherever you are located in the Houston, Galveston, League City and Fort Worth Metropolitan areas. Our offices are conveniently located and our staff is experienced in all types of insurance, including auto, home, business, and life and health. Contact us for all your personal and business insurance needs.
Insurance for California, Home, Term Life, Umbrella, Tiny Business
John N. Mason, CIC started Chenango Brokers over 30 years ago and since then he has consulted numerous agencies across the United States and Canada and expanded the business into what it is today. There are many things that set Chenango Brokers apart from other agencies including: -We strive to deliver quotes to our producers in 37 minutes or less (on products we can quote in-house based on a fully-completed application on the first submission). -We don’t make our producers wait to be paid THEIR commissions. All direct bill commissions are paid to the retail producer on the 1st Friday of the month after we receive it. -We use regional carriers who understand the marketplace where the risk is located. We also represent many carriers not traditionally found in the wholesale marketplace. Whether you are looking for commercial or residential insurance we want to be your wholesaler of choice. Contact us (link to contact us page) today for more information. Our Mission Chenango Brokers strives to provide our agents with the products necessary to protect their business and personal insurance clients with quality products and affordable pricing. We’re Green! Chenango Brokers has been almost entirely paperless since 2002. Using dual monitors and a state-of-the-art imaging system our staff has been able to eliminate most paper in-house and deliver mail to our producers electronically for many years.
We are a leading insurance agency and brokerage organization serving thousands of policyholders across the country. Our products and services are primarily focused in the commercial property and casualty space. Our world is one of specialization. We design customized and proprietary solutions and services for specified classes of professionals and businesses.
Thank you for connecting with me on LinkedIn. Cochrane & Company is committed to providing our agents with professional and timely underwriting service. We pride ourselves in service, people and technology.
Colonial General Insurance Agency, Inc. is a wholesale General Agency providing quality insurance products to the Independent Insurance Agent. We specializes in standard and non-standard business. We can write Property and Casualty business as well as Commercial Auto, Commercial Garage, Preferred and Brokerage.
Commercial Sector Insurance Brokers Is A Wholesale P&C Insurance Broker Based In Birmingham, Alabama. We Understand That Success Is Based Upon Relationships With Our Retail Agents And Our Carrier Underwriters. It Is Through These Relationships We Are Able To Serve Our Retail Agent-Client Needs. Our Team Appreciates The Opportunity To Serve Others In Effectively Placing Commercial Insurance For Their Clients.
The purpose of this blog is to help guide those who struggle to find employment in the Insurance and Financial Services industry. Every week I will post blogs to help job seekers through the hiring process. The blog posts will focus on; resume building, what words you should and shouldn't use on resumes, staying active in the job search, how to be successful on CompleteMarkets and get in front of recruiters and employers, providing relevant information regarding employment etc. It is my goal to take you from being a job seeker to an employed insurance professional.
The Thumann Agency blog keeps you up-to-date with the latest Dallas, Texas insurance news, information, and stories. Call us today (972) 991.9100.
Blog all about the varied aspects of business finance and insurance.
As I write this, Hurricane Florence continues to wreak havoc in the Carolinas. Both North and South Carolina continue to be affected by epic flooding as some areas have been hit by 30-40-inches of precipitation. This doesn’t even take into consideration how much more flooding will take place as rivers in the area top their banks. The worst part of the disaster will be the fact that many homes and businesses that will sustain flooding were not in designated flood zones. That means many families and business owners affected by flood waters do not have flood insurance.After dealing with the aftermath of Hurricanes Mathew and Irma during the past two years, I felt it was high time to dive into the ins and outs of flood insurance. 1. Do flood zones matter? – Many people make the mistake of failing to procure flood insurance simply because their homes and businesses aren’t located in a flood zone. Just because your property isn’t located in a designated flood zone, that doesn’t mean your property can’t be flooded. The only thing a flood zone indicates is a higher likelihood of flooding due to the prevalent topography. It’s just a line on a map. It will do you little good to point at the line as a defense should your home become flooded. You can bet there will be many who live in the Carolinas who wish they had purchased flood insurance regardless of which side of the line their home is located. 2. What does flood insurance cover? – To begin with, your homeowner’s insurance policy does NOT cover flood damage. While it may cover some damage caused by rain, if your home is damaged in any way due to rising water, forget about cashing in on your homeowner’s policy to cover the damage. Even if you do have a flood policy, there are two components: property damage and personal possessions Image courtesy of flickr 3. What is covered when it comes to property damage? – As well as covering damage done to a structure, the Federal Flood Insurance Program covers everything from damage done to a property’s electrical and plumbing system, kitchen appliances including the stove, refrigerator and dishwasher, to the water heater, air-conditioner, wall-to-wall carpeting, and even such things as permanently installed cabinets, bookcases and paneling. Additionally, a property policy provides for debris removal directly related to flooding. 4. Personal Possessions– If your flood policy provides coverage tor personal possessions, this includes clothing, furniture and electronic equipment, curtains, portable appliances, throw rugs, and up to $2,500 in valuables such as artwork and furs. 5. What isn’t covered – There are a number of exclusions when it comes to flood policies. If you left behind such valuables as cash, stock certificates, precious metal, or jewelry only to find out that flood waters have swept them away, you’re out of luck. On the structural side there are also a number of exclusions including swimming pool, hot tubs, patios, fences, decks, walkways, wells and septic systems. If your car was parked in your garage or in the driveway when a flood hit, the garage is covered, but your vehicle is not. (Check with your auto insurance carrier to see if comprehensive will help cover flood damage.) The same goes for food spoiled in the fridge. (The fridge yes, the food no) If your trees and bushes were damaged or killed by the flood, this isn’t covered either. While flooding can cause mold damage, this is another exclusion on flood insurance policies. Image courtesy of flickr 6. Temporary Housing – What happens if you come back to find your home uninhabitable? Typically, that means you have to move into temporary housing. Don’t expect to get reimbursed for living expenses caused by flooding. That’s the bad news. The good news is your homeowner’s insurance should cover the cost for temporary housing while your home is being repaired. 7. How long do I have to wait to start the repairs? – If you have a flood insurance policy and you want to be reimbursed for the damage, don’t begin repairs until the claims adjuster has inspected your property. That being said, if you need to shore up your home or plug leaks to keep additional damage from being done to your property, take photos first and keep receipts for all supplies purchased for this purpose. 8. What do I do with soaked items? – After a flood, you could come home to find your furniture, carpeting, clothing, beds & bedding a soaking mess. While you may wish to haul a lot of this ruined stuff to the curb for removal, if you do so before the claims adjuster arrives, you could wind up being denied compensation. If you want to get reimbursed, you need to save any flood-damaged items for the adjuster to inspect. The best course of action would be to either store the items in the garage until the adjuster shows up or pile it up outside. Either way, make sure you take photos of everything you wish to be compensated for, as well as keeping an inventory of all your ruined items. When it comes to carpeting, you don’t have to keep the entire rug, just a 2x2 foot piece for the adjuster to inspect. 9. What else do I need to file a claim? – Bear in mind when it comes to getting reimbursed, the onus is on you to prove an item’s worth. When it comes to damage done to possessions, an adjuster will take into consideration an item’s approximate value based on its age and condition. If you can provide sales receipts for flood damaged items, this will help the adjuster get a more accurate valuation as opposed to having to guess at an item’s value. Coming back to a flood-damaged home is something none of us hope to experience. However, there’s no reason to compound the tragedy by sticking your head in the sand instead of adding flood insurance that can help you keep from getting sucked under financially.
Latest insurance industry news, with commentary.
With Education Insurance Services (EIS), you have simplified access to coverage tailored especially for educational institutions. From packaged programs for small independent schools and colleges, to specialty coverages for all educational institutions, EIS enables agents and brokers to effectively serve their education clients.
Founded in 1973, EverGuard Insurance Services is an independently owned company based in Seattle, Washington. We specialize in comprehensive insurance services for restaurants, pubs and taverns, and we partner with an elite group of agents offering the highest-quality products.
This blog is covering finance news, marketwatch trends, Insurance policies.
First Choice Insurance Intermediaries has been helping consumers, commercial businesses and producers understand the complex insurance marketplace, and find the correct coverage option at an affordable price since 2000. We represent many of the leading “A” rated insurance companies in the world. Our approach is to understand our insured’s risk exposures and then identify coverages, policy limits, loss control and claims expertise required. We then find the insurance policy or program with the best price that meets those needs. Our client and Producer satisfaction is the key to our success and building long-term relationships. We provide thoughtful solutions and knowledgeable customer service over the long term…matching needs with the right market solutions. Many consider price more important than cost when purchasing insurance, but paying the lowest price can often end up costing you more in the long run. We believe it’s best to evaluate your exposures to losses, then consider the best coverage, limits and services as a whole to protect your assets. Looking at price first and quality of terms and conditions last can cost you real dollars when an insurance policy has insufficient limits or coverage and part or all of a claim is denied. What is the true cost of insurance when this happens? At First Choice, our approach is to identify coverage, limits and claims expertise needed by our clients, and then find the insurance policy or program with the best price that meets those needs. This puts our producers and clients in the best position to make informed decisions on their insurance purchases before a loss occurs. First Choice believes this is the key to effective asset protection and expense control.
First Insurance is a professional business Insurance blog. here we can share our business tips and idea
Auto Insurance, Home Owners Insurance, Commercial Vehicle Insurance
At Fleming Financial Services, Inc., our role is to assist our clients in defining and realizing their financial objectives and goals. We work with our clients to implement personalized plans designed for their unique situations. Our areas of concentration are: Retirement planning, Estate and Wealth Transfer strategies, and Business Continuation planning. We emphasize the importance of conducting our business with integrity and professionalism. As a member of PartnersFinancial, an independent national financial services company, we are able to provide access to sophisticated resources for the benefit of our clients. Some of the professionals with our firm are currently registered to conduct business through NFP Securities, Inc. With those additional resources in place, we help facilitate the complex corporate and personal financial decisions our clients must make.
FMJ Agency Alliance is a comprehensive Independent Insurance Group headquartered in New Jersey. We are actively looking to appoint Independent Agencies in New Jersey that are in need of personal lines markets, a complete office management system, and an experienced staff for back shop support.
Four Questions to Ask Your Accountant This Tax Season The allure of software for completely in-house bookkeeping and tax return preparation is a constant temptation to small-business owners. Unfortunately, the odds are against a mere software purchase achieving financial paradise. Bookkeeping software is only as reliable as the input. A substantial number of business owners don’t understand double-entry bookkeeping. Likewise, tax preparation software helps prepare accurate tax returns (READ MORE HERE: http://www.fraserallport.com/annuity-information/four-questions-ask-accountant-tax-season/ )
Gates-Cole Insurance is an independent insurance agency with 10 locations in NY representing over 45 regional and national insurance companies. Our team of professionals has in-depth knowledge and experience in Auto Insurance NY, Home Insurance NY, Business Insurance NY, Boat Insurance NY, Motocycle Insurance NY and all other areas of insurance. We have a genuine interest in finding the right solutions for you. We would like to become part of your insurance program, and participate in the planned growth of your future.
LISTEN, UNDERSTAND, RESEARCH, HELP. Money management has a new reality. Financial-planning efforts must consider “the whole client.” We offer a multi layer approach that starts with education. We strive to gain your trust then deliver the results you seek. At Gelinas Financial Group, Inc., our passion is supporting our clients by adding value: You need information to make correct decisions. We’ll help you achieve higher levels of success and better process management through cutting-edge solutions, training, mentoring, and continuing education. Our objectivity and independence mean you get the financial-planning and risk-management solutions that meet the unique demands of your present situation. We offer our expertise in the following areas: Financial Planning Retirement Planning Insurance Investment Coaching Annuities More Hope is not a strategy. We meet with our clients regularly to scrutinize their investments and make adjustments.
Gladius is the wholesale brokerage that is going to help you place your “hard to write” contractors general liability, excess and pollution coverage. We provide retail agents nationwide with an unfair advantage of product knowledge and aggressive rates. We have strong industry relationships and resources that allow us to handle accounts of all sizes within our specialized area of expertise.
Glatfelter Program Managers is a strategic business unit dedicated to Glatfelter’s program business. Glatfelter Program Managers manages and markets the company’s various specialty programs, which include, VFIS for fire departments, ambulance & rescue squads and 911 centers; Glatfelter Public Practice for educational institutions, municipalities, independent school bus contractors and water entities; Glatfelter Healthcare Practice for skilled care, assisted living, independent living, continuing care retirement communities, personal care and group homes, hospice, home healthcare agencies and other private homecare agencies; and Glatfelter Religious Practice for churches, synagogues, temples and other religious institutions. The commitment to helping brokers succeed in specialty markets is paramount and Glatfelter is fully committed to providing brokers with the resources to compete and win.
GMI has been a premier writer of Commercial Auto insurance since 1980. In the beginning, Norman Trudel focused GMI solely on the Auto Rental segment of the transportation industry.
GREAT POINT INSURANCE Great Point Insurance is the nation’s leading Commercial Umbrella Underwriting Facility. In partnership with a select group of the world’s most recognizable insurance carriers, our product line includes exclusive Purchasing Group Programs, MGA / MGU Programs and traditional Brokerage. Our products are distributed through a national network of insurance professionals throughout all 50 states and the District of Columbia. Headquartered in Greenwich, Connecticut we maintain strategic branch offices throughout the country. UMBRELLAPRO UmbrellaPro is the online source for hyper - competitive commercial umbrella coverage. Our proprietary eCommerce platform was designed by insurance professionals to provide 24/7/365 access to a completely self directed online insurance transaction. In as little as 7 minutes Users can submit, quote, bind and receive a policy from select “A” rated insurance company partners. Coverage is offered on an admitted basis in all 50 states with multiple limit options for over 600 eligible SIC codes. UmbrellaPro is a wholly owned subsidiary of Great Point Insurance.
This blog is intended for news about healthcare industries, innovation in health and fitness fields. Stay tuned to get update pertinent to health sectors and industries.
Highland Capital Brokerage is committed to partnering with financial advisors using our core competencies of life insurance, annuities, and long term care. We distinguish ourselves by providing insurance and investment providers with point-of-sale support, advanced marketing, and creative estate and business planning techniques. We provide these services in an efficient, client-focused environment that extends to carrier and product expertise, underwriting negotiation, and complete back office processing.
Holiday Insurance
Do you enjoy researching and finding the right insurance coverages for your business? Do you find insurance interesting? Chances are the answer to both questions is no, and that’s ok! The reality is insurance is an integral part of your business. In the situations we all hope never happen, insurance can save your business, your family, and your employees. As important as it is, though, many business leaders don’t understand it and don’t have the time to dedicate to getting it right. And, when not done right, you could pay the price at the worst possible time.
Strategies and Tools that Will Inspire Great HR Practices for Your Agency and Clients!
I would like to take a moment to introduce myself – I am Karla Leonard-David, CEO of IMI Asset Management Company. I hold a double B.A. in Business Economics and Art History. IMI Stands for Investment Management International and was originally founded in 1995. In 2012, IMI went through a complete transformation. That transformation included implementing a complete social media presence. I have designed and write an educational blog that is posted to my personal and company Facebook and LinkedIn pages. These articles are a tool to inform and educate on financial planning topics. The biggest part of that transformation occurred when IMI became a full service asset management company. IMI has partnered with Jerry Vines, MBA, EA and the Law Office of Sharon Morff, to offer a fully engaged estate planning package, designed specifically to your goals. Most people do not have a solid financial plan. A reason for this is that most lack insight into what is going on in the financial industry. I realize that the process of creating a strategy for retirement can feel pretty intimidating which is why I am constantly searching for new materials, whether they are videos, articles or just questions and answers to share with everyone. IMI Asset Management Company is focused on the belief that our customers’ needs are first. I am committed to meeting those needs. I am a firm believer of the personal touch, which is so lost in today’s world. As a result, a high percentage of IMI’s business is from repeat client business and referrals. IMI Asset Management Company was selected in 2012 by the USCA as the recipient of the Best of Rancho Cucamonga Awards in Financial Planning. We want you to be able to assess, from these insights, your financial portfolio to ascertain that it is aligned with your ultimate goals for your retirement and passing your estate probate free down to your heirs. We strive to make sure you evade the costliness that can result from poor planning. We would welcome the opportunity to earn your trust and deliver you the best individual and personalized service in the industry in helping you obtain your goals. We invite you to come “join” our IMI Family.
Thought Leadership from Insurance Industry Experts.
Insential Inc. is an insurance wholesaler committed to helping retail agents serve your business clients. We provide insurance solutions for many classes of business, associations and carriers. Our organization is nimble and experienced, with roots in the brokerage, underwriting and niche program arenas. Our aim is to give you easy access to specialty products, programs and brokerage solutions for coverages throughout the United States. We promise you convenience, loyalty and first-class customer service.
All about Insurance
Providing consumers with the latest news and tips on auto insurance, tenant insurance, business insurance and commercial insurance in Ontario.
Insurance is an essential thing and not limited for Human, even it is useful for everything. There are multiple types of insurance available such as medical insurance, motor insurance, flight insurance, animal insurance and more. Most important thing someone should consider while buying insurance is premium and insurance sum, which is most important element especially in case of life insurance. Whereas return sum and premium amount are considered in case of motor and medical insurance. We have listed down few important thing someone should consider while purchasing the insurance. 1. Compare the Insurance companies pricing for premium and return amount. 2. Consider the network if you are buying medical insurance. 3. Check the Insurance company settlement score. 4. For medical insurance learn more about the hospital network and cashless payment. 5. What other benefit policy holder will get in case of accident. 6. You must cross check the insurance company history. 7. Easy Premium installment method like online payment method and monthly payment method instead of one or two times payment. 8. Check the investment method of the insurance company to learn more about the company's performance. Hopefully these tips may help you to find the right insurance company and policy plans.
That needs for insurance professional and consumers have rapidly changed in recent years. This blog contains articles for both insurance consumers and professionals in the "millennial era".
The Affordable Care Act radically altered the health insurance industry by mandating taxpayers to pay for a service at the level the state mandated, or pay a fine.
Find life insurance blog, car insurance blog, life insurance plans, online insurance, health insurance and much more.
Insurance Negotiation Tips&Techniques
How CompleteMarkets and other digital media can best be leveraged by Insurance Professionals.
Insurance Programs of America (IPOA) is a leading developer of innovative programs, offering our insurance agency partners specialized coverage for niche property classes in emerging markets and growth industries.
Insurance is confusing topic for an average american. Let's see if we can relate to this topic with a real life examples.
Even the most finely planned budget can get wrecked somewhere in life. If you want to keep your life Smoothly Insurance is the best solution. Here I am discussing all kinds of insurance.
How to save a fortune on all things insurance
News about Insurance
All type of insurance news available
Ventilation Systems
Intelligent commentary on the Life Insurance Industry for Insurance Professionals. Lost in the World of Life Insurance - Find a Resource and Get Found! Presented by Scott W Johnson of https://wholevstermlifeinsurance.com
Intercorp Inc. is a privately owned company staffed by a dedicated group of insurance professionals who create, market, and manage business insurance programs. Our company was started in the early 1990s by John Matternas to provide niche insurance programs for market segments that were underserved by standard carrier offerings.
International Special Risks (ISR), with offices from Maine to Florida, is the largest Marine intermediary insurance broker on the East Coast. We pride ourselves on providing professional technical expertise and tremendous market access to retail agents and brokers. While mainstream marine business continues to be the focal point of ISR, we currently place both full and participating lines in the US market for some of the world’s largest marine accounts. We are not surplus lines brokers, but rather marine insurance specialists.
In 1946, Irv Weber founded Irving Weber Associates to meet the insurance needs of professional trade associations. Today, IWA is a full-service program administrator specializing in the design, marketing and underwriting of niche industry insurance solutions. Long known for our signature Dry Cleaners Program, IWA is also a leader of specialized insurance for Coin-Operated Laundromats, Convenience Stores, Office Product Retailers and Grocery Stores and Restaurants.
The Intersection is authored by J.M. Wilson Managers and Associates as well as guest bloggers from industry partners. It focuses on insurance industry news, professional development and personal development information, offering an array of helpful information for anyone working in the insurance industry. ---------- J.M. Wilson is a Managing General Agency and Surplus Lines Broker, providing independent insurance agents access to specialty markets for both personal and commercial lines. With branch and affiliate offices in eight states, J.M. Wilson is able to provide coverage for standard and hard-to-place commercial, transportation, property & casualty, professional liability and errors and omissions, personal lines and surety classes in twenty-one states.
K&K Insurance Group, Inc. is a leading provider of specialty insurance products and services to the sports, leisure and entertainment industries. As a managing general underwriter for several insurance companies, K&K performs a variety of key functions to deliver outstanding service to our clients, such as: product/program development, sales and marketing, underwriting, policy issuance and administration, loss control and risk management, and claims management.
The only call you need to make! At Keating, our professional and experienced staff is equipped with nationwide product knowledge, long-term company relationships and workers' compensation expertise that is second to none in the wholesale market. Our results oriented focus is to find you the best market available for all of your workers' compensation clients while at the same time providing you with a world class level of service. Keating has made it a point to represent carriers that are rated "A" or better by A.M. Best. With these carriers we can provide coverage for hundreds of classes of business including, but not limited to, Auto Service, Contractors, Healthcare, Hospitality, Manufacturing, Trucking and many more. We also have Specialty Programs for Medical Temp-Staffing, Social Services, Non-Emergency Transportation and Visiting Nurses. You and your clients will benefit from Keating's long-term relationships, results-focused staff and unmatched level of service!
Stay up to date with the latest information, updates & current developments from the world of business, finance, loan and insurance.
Insurance advice and industry updates by Lebrau Insurers Ltd. Note: Please don't take our articles are legal advice. They are solely based on the opinions and research of insurance professionals at Lebrau Insurers Co.
We will provide tips and insights for consumers on how to get the best life insurance and things they should consider.
We blog about life insurance for seniors and baby boomers. Our aim is to educate and inform clients about their options in order for them to get the best value available.
LIG Marine Managers is the No. 1 Maritime Wholesaler in the USA, headquartered in St. Petersburg, Florida with 6 regional offices across the USA, and one in London. LIG leverages 25 years of Commercial Marine and Longshore underwriting experience to provide quality marine products from it 34 Marine Carriers and 18 Longshore carriers to agents and brokers across the USA and Caribbean. LIG, in partnership with IIMIS, provides educational training and the Certified Marine Insurance Professional (CMIP) Designation to agents, brokers, CSRs, Insurance Company Personnel, Underwriters and ALL insurance industry professionals who wish to expand their knowledge of Marine Insurance. Upcoming blogs will include Longshore News, Industry Trends, New Programs, and educational resources. Keep informed … so it’s always smooth sailing.
TIP! Before you purchase a car, it's important to talk to your insurance agent first. Ask your insurance agent to tell you which cars will get the best rates. Car insurance is important and something you must have if you wish to drive a car. Shopping for auto insurance can quickly become overwhelming with so many companies and options to consider. Read on to find some useful tips on how to sort through all the information so that you can get the right amount of coverage for the best price. TIP! If you have a teen driver you should request two separate quotes, one with your child on your policy and one with your child on a stand-alone policy. Sometimes it is better to simply purchase a separate policy for the second car and your teenaged child. Avoid getting any infractions on your driver's license. You can pay more on insurance if you have tickets and accidents on your record. If you do have an accident or get a ticket, consider attending traffic school. This can often offset the increase in your insurance costs. TIP! It is required by most state laws that you have sufficient liability insurance as a driver. You need to be aware of the regulations regarding minimum insurance coverage in your state. When purchasing auto insurance for your teenager, consider your options. In some cases, it would be cheaper for you to get a separate plan for your child, than it would be to add him or her to your current one. In some cases, you may want to insure your teenager separately. TIP! Try to not add any after-market parts unless you really need them. Some things are nice to have, but ask yourself if the money you are spending is really warranted. Your vehicle's make and model is the number one influencing factor on your auto insurance rates. Depending on your taste in vehicles, from a luxury model hybrid to a beat up gas guzzler, your insurance premium will reflect that taste. Choose something nice, safe and reliable over a flashier option to save big on insurance bills. TIP! Property damage liability is important to buy with any auto insurance policy. If you cause property damage in an accident, this type of coverage will protect your assets. Switching cars between different family members is not advisable if you want low premiums. If there is a 1:1 correspondence between people and cars, your auto insurance will cost less. Property Damage TIP! Think about taking some coverage items off of your automobile insurance. If your vehicle is older and less valuable and your policy includes collision insurance, it may not be worthwhile to keep paying for it. When purchasing new auto insurance, you should always be sure you have property damage liability. If you don't you may find that you are paying out of pocket for the mess you create when you have an accident. Most states actually require you to maintain property liability insurance. Buying property damage coverage will protect you from costly lawsuits that might follow from an accident. TIP! Contact a representative of your vehicle insurance provider to request a complete list of available discounts. Comb through the list, and consider which ones you are eligible for. Consider getting a car that is not so sporty. Sports cars cost significantly more to insure than many others. Try a car that isn't so high-profile. Larger motors cost more in insurance premiums as well. Expensive vehicles are frequently targets of theft. This factors into your insurance cost. TIP! It is important to know about the different types of coverage. You should be certain that you have a policy that covers any possible incident.
We are specialists in protecting all types of marine assets, across every category of marine risk – Recreational Marine, Inland Marine, and Ocean Marine. In addition, we serve complex individual insurance needs through our Private Client Services. Whether the need is for coverage on land or in the water, MPG has the expertise, the products, the underwriting programs, and the service to create a comprehensive solution.
Articles and blog posts that focuses on digital age marketing in the insurance industry. We will attempt to cut through the sheer volume of details and help readers get the most important and best practices on business critical essentials like - Agency Websites, Social Media Marketing, Email Marketing, Client Retention, Search Engine Optimization, Search Engine Marketing, Lead Generation, CRM systems, and more...
At Maximum we believe there are two keys to success;dedication and teamwork. These qualities are evident in everything we do. You'll see our dedication in every aspect of our business- from our staff to the carriers we work with to the level of service we provide. A team effort has proven to be essential to our firm's success. Teamwork leads to communication, and communication builds relationships. At Maximum, the continual collaboration between our staff and clients has helped us develop strong, long-term relationships.
Providing business owners and families with the innovative advice, guidance and solutions since 1959. McVey Insurance – located in California’s Central Valley, is one of the leaders in Personal, Commercial and Life Insurance products. Your business and your personal assets are priceless. That knowledge is at the forefront of our hearts and minds while we assist every client to make the most important protection decisions of their lives. The lowest price isn’t always the right price, but we make sure you find the most competitive solution the insurance marketplace has to offer – always. You’ll be able to move forward with trust and confidence that the insurance solution we recommend for your family or business, will be the one that’s right for your needs. Are You A Business Owner looking for Competitive Insurance? Whether you’re looking for workers compensation insurance, commercial auto coverage, general liability or professional liability for your business, McVey Insurance is committed to finding you affordable and comprehensive insurance coverage, never compromising on protection or quality. You’re never just a number to us – and when you need your insurance coverage to respond, it’s like having family in the business. Looking For Personal Insurance? We have strong relationships with the most competitive carriers you’ll find anywhere. These strong relationships help us get you the valuable protection you need, and the fast – responsive claims handling service you expect when you need us most. Whether it be life insurance, a personal automobile policy, or health insurance in Central California, our experienced agents will take care of you – like we have for thousands of others since 1959. McVey Insurance – We’re Always At Our Best.
Experience We have been providing quality insurance for all types of rural and farm business including Custom Harvest insurance for over 25 years. We are an Agribusiness firm and no risk is to small or to large. We insure long haul trucking, cargo, home, auto,Farm Owners, Feed Mill and Elevator coverages. We also are an excellent source for life insurance, health insurance, annuities, IRA Accounts. Knowledgeable Staff Every person in our office knows how to serve your account. Competitive Rate We strive to provide quality insurance at reasonable rates. Availability We can be reached 24/7 via telephone, fax, E-mail, or our website. We want to be there for you. Meeting Your Needs We cater to the Agri Business at every level of production and service. forage, We insure Custom Harvesters of all small grain and cotton and you will get the same attention if you run 1 or 20 machines. If you are a farm owner we can insure your home, auto, crops, and machinery. If you own an Elevator, or are involved in agribusiness of any kind and we can help you with your risk management needs. We are able to do all types of confined animal insurance, hogs, feed lots, etc. . We have great irrigation rates for center pivots. If you need any agri business protection check us out. Customer Support We sponsor and attend safety meetings to provide a safe worksite. Rodgers & Associates Team Rodgers & Associates is committed to being one of the premier independent insurance agencies in Phillipsburg, Kansas. Our commitment is to provide customers with the best insurance value and service available, while maintaining the highest ethical standards and credibility with our clients, carriers, and the public. From Phillipsburg, Kansas we serve clients in North Dakota, South Dakota, Minnesota, Iowa, Nebraska, Oklahoma, Texas, Tennessee, Missouri and Colorado. Rodgers & Associates is a general independent insurance agency with a broad range of Commercial, Personal, Life, and Health products. We’ve aligned ourselves with some of the finest carriers to deliver these products to you. Established in the summer of 1970 as a one-man operation, Rodgers & Associates has grown to one of the premier insurance agencies in the Great Plains States. From our location in Phillipsburg, Kansas we serve middle America. Rodgers & Associates is currently owned and operated as a corporation and has over three decades of service history.
Microsoft is dedicated to helping people and businesses worldwide realize their full potential. No matter what your vision for the future of your business looks like, Microsoft For Work wants to help you get there. Whether it’s running your business more effectively or just finding the right advice, services, or products, we’re committed to your success.
Midlands is a managing general agent with a specialty in excess workers' compensation program administration and fee-based specialty TPA services. Clients benefit from Midlands' extensive carrier relationships and expertise as one of the top excess workers' compensation providers in the United States. For over two decades, Midlands' growth and vision combined with hard works and integrity have given them a rich and vital heritage. For more information about our products & services, please see our products & services page.
Review of the pressure/volume/temperature (PVT) relationship of a polymer, as presented in Chapter 2 will show that the volume change of the polymer as it cools is very significant. The volumetric shrinkage at zero pressure can be as much as 20 to 30%. An example of the PVT relationship of a polypropylene is shown in Fig. 3.7. As the material is cooled from a melt temperature of 240 °C to room temperature (23 °C)， the specific volume of the material at 0 MPa pressure is reduced by nearly 20%. This shrinkage should not be confused with the linear in-mold shrinkage values used in mold construction. Figure 3.7 also shows that at the maximum pressure of 200 MPa, the specific volume of the material (at 240 °C) is reduced to approximately 88% of its original volume. The PVT relationship characterizes the primary volumetric shrinkage behavior of a polymer as it cools under varying pressure throughout the molding cycle. The shrinkage of the plastic in the mold can cause many problems in addition to its effects on warpage, residual stresses, and predicting part size. Shrinkage is also the reason, for high ejection forces required to remove the part from the core of a mold. The shrinkage over any core of a mold leaves a residual tension stress in the part, which applies a normal load to the side surfaces of the core section. This normal force increases the friction experienced by the part when it is ejected, sometimes causing excessive ejection forces, which can damage a part. Another problem introduced by polymer shrinkage is the tendency to pull away from the mold’s cavity wall, thereby losing intimate contact, which will increase the cooling time for the part. The general tendency on a simple core/cavity part would be for the polymer to shrink away from the cavity wall but maintain good contact with the core wall. However, if adequate pressure is maintained on the part as the frozen layer thickness builds during the packing phase, good contact with the cavity wall can be improved, which will help uniformity of cooling and minimize cooling time.
NES can write most risks in all states in our non-rated to "A"-rated Professional Employer Organization (PEO) and, in some cases, Contract Labor Service (CLS) programs. Basically PEO/CLS programs entail 2 main things….1) the PEO/CLS must be the statutory employer of record for all covered employees, and 2) the PEO/CLS must process and issue payroll drawn off the PEO/CLS bank accts. NES does best cost wise for risks with high xmods, high cost class codes, in state pools, with workers' compensation (WC) premiums of 50k or more, and generally considered highly WC distressed…..Under a PEO arrangement, a co-employer (primarily for benefits purposes) relationship is established between the risk and the PEO, with the PEO becoming the sole employer of record for IRS purposes. The PEO has a master "PEO" designated WC policy. The workforce is contracted back to the risk to operate and manage as usual. Under a CLS arrangement, primarily for Staffing, a sole-employer relationship between the risks employees and the CLS is established. The CLS has a master "Staffing" designated WC policy. No functional control is lost of the risk's business or labor force in either case, and in many cases, both the employer and employees receive more and less costly benefits, services, and WC coverage. In both the PEO and CLS structures, all WC covered employee payroll must be processed by (in most cases) and flow thru the PEO/CLS, with payroll checks drawn on the PEO/CLS bank accts. We look forward to working with you. Thank you! Ken Heideger [email protected]. Offices in FL and CA 954-554-3456.
Negley Associates is the leading underwriting management firm in the US, serving the insurance needs of behavioral healthcare, addiction and social services organizations. Our mission is simple; to provide the best insurance solution so that our insureds have peace of mind and can focus on what they do best - the delivery of services to their clients. Behavioral healthcare organizations have unique insurance needs. These organizations, which include alcohol and drug rehabilitation centers, mental health centers, psychiatric hospitals and counseling centers to name just a few, provide a vast array of services and employ various professionals such as psychiatrists, psychologists, social workers, counselors and case managers. Just as these organizations have unique specialties, so do insurance carriers. Negley Associates’ approach is to bring together the “best in class” industry experts and provide you a broad array of coverage options specifically designed for behavioral healthcare clients. From dedicated claims management, extensive loss control and customized coverage options to cover your unique exposures, our partnership with the best gives you the best comprehensive Insurance Program available today.
New Empire Group offers effective and competitive insurance programs and solutions for many types of commercial real estate exposures.
NIF Group, Inc. is one of the largest privately held national program manager and regional wholesale broker. Based in NY with offices nationwide, NIF underwrites exclusive programs for nonprofits, social service agencies, governmental entities, and artisan contractors; as well as offering access to specialty property casualty, such as contractors, difficult products, environmental, property and management/professional liability.
North American Marine Underwriters provides comprehensive, innovative and economical insurance products tailored to the needs of marinas, boat dealers and yacht clubs along the Eastern Seaboard from Maine to the Carolinas. Since our partnership began with Hanover Insurance in 2001, our in-house underwriting facility has established itself as a leader in the marina insurance industry by combining a first-class customer service approach with flexible multiple lines capabilities and competitive pricing. Whether we are providing a comprehensive quote, issuing our own policies and endorsements or proactively assisting with claim or billing questions, our personalized service validates our exceptional reputation.
Optinsure provides information about Life, Final Expense, Annuities, Mortgage and Health insurance quotes and policies with Optinsure.com. Stay updated with all latest information.
At Pacific Coast E & S Insurance Services, we’ve mastered “the three R’s” of insurance: rapidity, resourcefulness and relationships.” Rapidity - You can count on Pacific Coast E & S Services for prompt, efficient service, an innovative and proactive approach to placing your business, and the personal touch that shows you’re a valued customer, each time you call. Resourcefulness - Pacific Coast E & S Insurance Services has the resources to provide solutions for your client’s risks. We access A-rated insurers for your specialty and difficult accounts. Relationships – Using our substantial binding authority with contract markets and our knowledge and experience with brokerage facilities, we place coverage for retail producers on a broad spectrum of accounts. We’ve built strong relationships with retail agencies. We don’t work with everyone – we partner with agencies that operate at a high level of professionalism.
Who is PIPAC LIFE Brokerage: PIPAC LIFE Brokerage is a Brokerage General Agency specializing in life, annuities and long term care insurance catering to the needs of the independent agent. With access to over 50 carriers, PIPAC LIFE Brokerage provides agents with a complete portfolio of products enabling you to find the right solution to your client’s needs. Providing "Positively Outrageous Service" since 1981. What we provide for you, the independent agent: We are your back office - from initial inquiry and quoting through underwriting and policy delivery. Our Case Managers will order all requirements including parameds and Attending Physician Statements along with updating you weekly on case status. We are passionate about what we do and how we do it. Let us show you how our Positively Outrageous Service can help you increase your business by helping you find the right solutions for your client’s needs. Why we strive for Excellence: PIPAC LIFE Brokerage is a company built upon certain principals and values. We strongly believe that in order for you to grow your business and achieve your financial goals you need the best portfolio of products, compensation and service available. We utilize our strong industry relationships, our knowledge and skills to efficiently see your case from inception to completion. PIPAC LIFE Brokerage is focused on building long lasting, successful partnerships one agent at a time.
Plimsoll Specialty was founded by one of the most seasoned teams in the North American Aerospace Insurance sector with the goal of becoming the leading wholesale Aviation insurance broker / agency and program administrator in this highly specialized segment of the global insurance marketplace. Our deep bench of veteran aerospace insurance executives is here to bring the retail insurance agent/ brokerage community the very best consultative placement services for all lines of Aviation and Aerospace insurance coverage from the light aircraft operated by the CEO of your key account to large fleets of helicopters and jet aircraft to major hub airports and airport services firms to large aviation maintenance / MRO facilities and aircraft manufacturing firms. We’re here to put our years of experience and deep knowledge of the aviation insurance marketplace to work for you!
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We are a unique insurance company. The ‘prime’ reason for our success is our unique partnership approach to agents, insureds and markets. We partner with agents and brokers and provide custom underwriting expertise and offer innovative solutions when other carriers decline coverage. We do not interfere with your current markets. We have the in house expertise and staffing to respond quickly with expertise and accurate quotes. We adapt constantly to the needs of insureds, and provide them with top-notch service with support, claims management. We have a proven track record of fighting frivolous litigation, something you do not see many of our competitors do. Hard to place risks, creative underwriting and superior customer service combined with our many markets and our stellar track record make Prime Insurance a logical choice for all agents and brokers. As an agent/broker - If you care about providing quality products and services to your clients, then you should partner with Prime.
Business and insurance blog.
Join PIA and you will have access to dozens of the biggest and best national and regional insurance companies. Imagine having dozens of premier insurance markets for your clients' needs.We are not an aggregator; you keep your own clients, business and agency name. We are here to support you.
Program Brokerage Corporation (PBC), is a powerful market resource for brokers and agents, we are also a partner for carriers reaching out to the commercial insurance buyer in innovative, cost-effective ways. We’ve pioneered an innovative approach to Purchasing Group Insurance buying, which has won popular acclaim.
Airbnb and VRBO properties: Short-term vacation rental insurance program With the unprecedented growth of Airbnb and VRBO, there was a huge need for a GA to develop a go-to program for this risk. Our program is the most comprehensive insurance coverage a vacation rental owner can purchase. Because we only offer one program, it allows us to solely focus on this niche short-term vacation rental industry, aka, the Airbnb and VRBO industry. Proper Insurance is an experienced program administrator that understands the needs of agents and brokers. Proper works closely with insurance agents and brokers throughout the United States, all 50 states. We know insurance brokers work hard to get their clients into the right coverage.
Keep reading for essential info on program conceptualization, marketing, placing and servicing programs.
We are Specialists ProSight Specialty Insurance focuses exclusively on markets where we have unique expertise. We are not a generalist and will not put capital at risk in markets where we lack expertise or strong distribution partners. This provides exceptional value for our customers while ensuring long term profitability and a stable market.
R. David Bulen Insurance Agency Paying too much for your Insurance? Not sure? Call us to compare. It’s fast, easy and best of all there is no cost to you! Experienced and licensed staff working for you to provide the best company, coverage and price available. You will always have a service team assigned to you. At each renewal we will quote your current policy to make sure you are still receiving the best coverage and price. Multiple policy discounts available. R. David Bulen Insurance is a professional team of caring individuals committed to providing superior products and service to our valued growing customer base. Are You A Business Owner looking for Competitive Insurance? Whether you’re looking for workers compensation insurance, commercial auto coverage, general liability or professional liability for your business, R. David Bulen Insurance is committed to finding you affordable and comprehensive insurance coverage, never compromising on protection or quality. You’re never just a number to us – and when you need your insurance coverage to respond, it’s like having family in the business. Looking For Personal Insurance? We have strong relationships with the most competitive carriers you’ll find anywhere. These strong relationships help us get you the valuable protection you need, and the fast – responsive claims handling service you expect when you need us most.
Since 1950, Raley, Watts & O’Neill has been serving the insurance needs of our clients. We started as a one person operation in Lexington Park, MD and are proud of our small town heritage. We have worked hard to maintain the fundamental principles of our roots while we have grown into a company that serves clients throughout the Mid-Atlantic, the United States and Internationally. We pride ourselves on getting it right and taking care of the needs of our clients. We simplify the insurance process and take the time to make sure each of our clients understand their options, what they are buying and where their money goes. Our committed staff has the expertise and extensive experience in a broad range of insurance products and services like Commercial, Personal, Bonding, Safety/Risk Management, Group Health, Life and Financial Services. We would welcome the opportunity to demonstrate to you how working with Raley, Watts & O’Neill is about more than just insurance; it is about a long term relationship. We always strive to never veer from our values – C.A.R.E
What is Reliable Premium Management? Our main service is the calculation, collection, and remittal of workers’ compensation premiums. We’re the only Pay-As-You-Go workers’ compensation provider that works with any payroll provider and any insurance carrier. Make workers’ compensation easy without having to switch your insurance or payroll providers. Our Values… Personalized, friendly service. We can’t say it enough. We truly believe in doing good for our customers. Helping people work together to make insurance easier. Our clients need a liaison to link all pieces of the workers’ compensation puzzle. We strive to understand each client’s unique needs. Business owners/policyholders. Payroll providers. Insurance agents/brokers. Insurance carriers. We know our customers by name. Our clients are not policy numbers or client IDs, they are people that we can relate to. We’re a partner, and we value our customers understanding that we’re all in this together. We understand the nuances of workers’ compensation. Our service feels automated to customers because it makes workers’ comp so effortless. That’s because we have real experts looking at each unique situation. Experts handle every detail of your workers’ comp insurance, not a computer program that can’t account for changing details.
RMS Hospitality Group (RMS HG), is the specialized program division of RMS Insurance Brokerage, LLC. We have over twenty (20) years' experience as a Program Administrator and are pleased to present our exclusive insurance program for your Hospitality Industry clientele with an A.M. Best Rated "A" XV Insurance Company. A platform like no other in the Hospitality Insurance Industry, RMS HG provides a solution to the insurance agent/broker community for hospitality risks with a program that offers comprehensive and flexible coverage forms at competitive premiums.
Contact your insurance company and get informed about these details before it’s too late.
Russell Bond & Co. operates as a managing general agency and surplus lines insurance broker. We recognize the need to earn your business and are committed to delivering the type of added value our clients have come to expect from us since 1950.
Safehold Special Risk, Inc. is a program administrator that specializes in providing customized coverage for a wide range of businesses. We’ve expanded our offerings by pulling together specialty divisions and teams to focus on specific areas of risk. Building products and services in this way means we can offer more options and help you manage a variety of client needs all with one source – Safehold Special Risk. We represent some of the most respected, “A” rated, admitted as well as excess and surplus carriers in the industry. When it comes to special risks, you want to work with professionals who have experience in the specific insurance coverage your clients need. From submission of applications through binding of the policy, you'll work with knowledgeable Safehold team members who offer the help you need to deliver for your clients.
Scurich Insurance Services has been serving the Monterey Bay Area since 1924. Our mission is to partner with our customers and provide them superior service and value. We are a member of United Valley Insurance Services, Inc., a cluster of over 70 California Independent Insurance agencies, which produced over $530,000,000 of annual premium last year. At Scurich Insurance Services we understand your business and our community. Our customers look to us for comprehensive solutions. We have established relationships with more than 40 of the nation’s leading insurance providers, which allows us to deliver multiple, competitively-priced options and a team of experts to guide you through the process. When you need to file a claim, change a policy or process a certificate you can depend on Scurich Insurance Services to respond quickly to your request. SERVICES In order to provide value added benefits to our customers that go beyond the insurance policy Scurich Insurance Services offers the following additional services: Safety Programs – English and Spanish OSHA Compliance Safety Policies – English and Spanish Online OSHA 300 Log Safety Posters and Payroll Stuffers - English and Spanish Certificates of Insurance – If received before 3:30pm done the same day Risk Management Consulting Brokerage Services Represent most major insurance companies to better market your account. Safety tapes/DVD’s BUSINESS LINES Commercial Commercial Packages Business Auto Workers Compensation Umbrella Bonds Directors & Officers Professional Liability Employment Practices Liability Personal Auto Home Umbrella Recreational Vehicles Boatss Life & Health Individual Medical Individual Life Group Medical Group Benefits
This is blog was created to help the security guard professional better understand their insurance options.
Smart Insurance Hub is a blog where you can read latest tips about insurance and modern insurance packages.This blog will help you to get latest insurance packages and tips.
We are dedicated to streamlining small business workers’ compensation. Our platform is designed for agents and brokers to write worker’s comp easily and efficiently. Our team consists of industry experts with 100+ years combined experience.
Current and future ambassadors of Sonoma Risk litigation insurance solutions.
Sovereign Group International Inc. is a special risk underwriting facility serving insurance professionals in New York, New Jersey, Pennsylvania and Massachusetts
Suppression Pro Insurance Solutions has worked in the Fire Protection Contractors insurance industry for over 30 years. Due to the continued evolving industry and developing expertise of Suppression Pro Insurance Solutions, we have focused exclusively on this class of business. What we have learned about the fire protection industry is that it is very specialized and requires an expertise to really understand this trade. As a company we focused our efforts on working hand in hand with the agents and their insureds as well as being active in the industry through trade associations (NFPA, AFSA, NAFED, CALSAFE, FEDOT, FFEDA, etc.) which gives us the ability to grasp the depth of this trade.
Updates on surety bond products and changes in surety law.
SWBC is an international financial services company, providing products and services to help businesses, families, and financial institutions meet some of their most critical goals. SWBC has employees across the U.S. We are licensed to market and service a variety of financial products in all 50 states, and our products are offered through several wholly owned subsidiary corporations. Mission - Pioneering financial and insurance solutions through a winning combination of world-class service and revolutionary technology. Vision - To be the recognized leader and most trusted business partner in the financial services industry. Values - Integrity, Service, Trust, Commitment, Accountability, Excellence, Teamwork As a leader in the financial services industry, we are honored to be ranked among our peers. Over the years, SWBC and our team members have been the recipients of a wide range of awards and recognitions. They reflect individual, divisional, and company-wide achievements.
This Errors & Omissions coverage is customized to cover the types of claims typically lodged against life & health agents -- even when the accusations may be false. What's more, Target's clients receive expert legal representation. Top 9 reasons to place your coverage with Target: 1. New, lower rates as of 9/1/17. Depending on options selected, rates could be over 50% lower. 2. Coverage included for non-licensed support staff. 3. Premium discount for multiple appraisers on the same policy 4. A new, “Fiduciary Services Endorsement” covers services rendered under the Department of Labor’s newest definition of “fiduciary. 5. Prior Acts Coverage and Extended Reporting Periods available. 6. Coverage limits range from $250,000 to $1 million. 7. Deductible options from $1,000 up to $10,000. 8. Easy, online application and renewal process with immediate certification upon approval and receipt of premium. 9. VISA and MasterCard accepted.
TCB Insurance Programs brings over 25 years of strong relationships and expertise to work for you. Our longstanding relationships with the London markets give us the ability to place risk that other can not. We can help you with risks of all shapes and sizes, from the small and simple to the large and complex.
With over 76 years of experience, The Jordan Insurance Group is an industry leader in Life Insurance strategies and Employee Benefits. We strive for excellence through our due diligence in selecting products to satisfy our clients’ needs with proven benefit designs and tax strategies. Our Team utilizes a diversified multi-level approach in preserving, protecting and growing wealth for our business and individual clients.
For more than twenty five years, The Mechanic Group has been the leading MGA writer of Security Guard, Private Investigative, Alarm & Electronic Security and Background Screening insurance. We have exclusive “Best In Class” insurance programs with “A” or higher AM Best Rated carriers designed to meet the unique coverage needs of such risks.
Why the masses should instantly consider Term Life Insurance. The Best Reasons to Consider Term Life
Provides insurance professionals with mortgage industry insight and is a resource P&C agents to learn more about protocols associated with insurance solutions for financial institutions. If you have relationships with financial institutions, visit to learn more about business best practices, industry trends, competitive advantages, and income producing opportunities.
Increase Producer Clarity, Focus And Motivation... Get Producers Back In The Business Of Selling Insurance
At tKg Comp our professional and experienced staff is equipped with nationwide product knowledge, long-term company relationships and workers' compensation expertise that is second to none in the wholesale market. Our results oriented focus is to find you the best market available for all of your workers' compensation clients while at the same time providing you with a world class level of service.
For nearly 25 years UCPM has been at the forefront in successfully helping agencies across the country match environmental coverage to the needs of their clients. Our team of professionals understands the complexity and challenges associated with the marketplace, the diversity in coverage forms, and the wide range of available products. To put it simply, we are experts in environmental insurance so you don't have to be. As a UCPM partner, you have an advantage over your competition. Our expertise, market representation, leverage, technology, and service allow you to meet your clients' environmental liability insurance needs in a way that your competitors can't.
There are a few things that everyone over looks that save insurance professionals time and money
US Assure provides insurance programs and services. Headquartered in Jacksonville, Florida, the privately held company manages, distributes and services programs for leading carriers in the construction and property insurance market with distribution throughout the U.S. and Canada. With four decades of expertise managing programs and providing service, US Assure is a trusted partner offering solutions needed to assure success.
U. S. Risk Insurance Group, Inc. is a specialty lines underwriting manager and wholesale broker headquartered in Dallas, TX. Operating 16 domestic and international branches, it offers a broad range of products and services through its affiliate companies, which include U.S. Risk Underwriters, U.S. Risk Brokers, Oxford Insurance Brokers Ltd.(London), Advocate Reinsurance Partners, James Hampden International, Abraxas and Unisource Program Administrators.
USG Insurance Services, Inc. is a national wholesale broker and managing general agent (MGA) that specializes in providing innovative solutions for hard to place commercial insurance. We are an MGA for 18 carriers and work with over 260 different brokerage markets. USG has 21 offices across the county, including the local flagship office in Canonsburg, PA. We write business in all states.
Weaccountax insurance is Leading company in London, Founded in 2016. Weaccountax offers insurance services and Financial services in nationwide. Weaccountax has a team of High Qualified and Professionals.
If you are self-employed, having disability insurance is especially important. That's because you likely will not be able to take time off work to recover. Here's what you need to know about getting disability insurance if you are self-employed: Make Sure That You Have A Long-Term Disability Insurance Plan Not all disability insurance policies are designed to cover long-term disabilities but being disabled for an extended period as a result of an illness or injury is far more common than many people believe. Also, make sure that the plan you choose will cover all your expenses. When Are You Eligible? The eligibility requirements differ significantly from one insurer to another, but there are some common themes that you should be aware of. If you have a pre-existing condition, you may not be able to get disability insurance, but the insurer won't be able to cancel your coverage if you continue to pay the premium and keep the same terms. Also, you will need to show that you are self-employed. This can be done by showing a couple of years’ worth of tax returns, and many insurers require two years of having been self-employed. The specific tax forms that you will need to show depends on the type of business that you own. Another way of proving that you're self-employed is showing a contract to the insurer. How Do You Apply for It? The specific application process varies significantly from one insurance provider to another, but some companies allow you to apply online. If you are a salaried employee, the process can be a bit more complicated than non-salaried employees. If you are unsure what type of policy to get, an independent agent or broker will be able to assist you. What Benefits Will You Receive? The specific benefits that you will receive will depend on the plan that you choose, but benefits can be either full or partial. Here's what you need to know about these two types of benefits that are offered by long term disability insurance companies: What Are Partial Benefits? Partial benefits are offered to individuals who are still able to work a limited number of hours, and they are also calledresidualbenefits. It's important to make sure that your insurer offers both full and partial benefits. What Are Full Benefits? While full benefits are designed to cover all your expenses, they are still likely only to be a portion of what you earned while you were working. How Do You Determine What Policy Is Right for You? In order to determine what plan is right for you, it's essential to consider the elimination period and the benefit period. The elimination period is the amount of time that you must pay into the policy in order to receive benefits, and the benefit period is the length of time that you'll have access to benefits. Benefit periods often are for a period of around five years, but some policies offer a benefit period that lasts until retirement. Many affordable policies have an elimination period of around 90 days, but more expensive plans can have a shorter elimination period. Less expensive plans can have a longer elimination period.
A blog about life learning and choosing about the different types of life insurance available for consumers. The World of Life Insurance is Complex - Don't Get Lost. Learn, Explore, Choose, and Work with Someone you Trust. https://wholevstermlifeinsurance.com/about
Property development is a tumultuous business – and any mistake made can be costly. This is why it’s important that you have some form of property developer insurance in place. Having it will not only give you peace of mind, but also will ensure financial security should the worst happen.