Adult Care Facilities Residents’ Funds Bonds Insurance

When Adult Care Facilities assume responsibility for handling resident funds, they are under an obligation that the funds are protected from misuse or mismanagement.  Licensing and regulatory authorities that oversee Adult Care Facilities or Assisted Living Facilities insist that these long term care providers have a patient trust bond or resident trust surety bond in place.

Adult Care Facilities Residents’ Funds Bonds Insurance protects elderly residents from financial loss due to financial crimes including fraud and embezzlement.  Residents’ and their families can recover losses if the facility is found to be at fault.

Partners, Programs & Market Access


We maintain relationships with nationally recognized and specialty-focused insurance providers that actively underwrite this class of business. Our network includes both admitted and non-admitted markets, allowing us to match risks—from straightforward accounts to more complex or hard-to-place exposures—with appropriate underwriting partners.


Program availability, coverage terms, and underwriting appetite can vary based on operations, location, and loss history, so access to multiple markets is key to securing the right fit. This approach helps ensure broader coverage options and more competitive placement across a range of risk profiles.



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