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Adult Care Facilities or Assisted Living Facilities are regulated at the state level and have no national or Federal regulation. This means that a resident’s Bill of Rights may differ from state to state.

Adult Care Facilities Violation of Residents’ Rights Insurance provides protection from liability claims that could arise when the statutory rights of residents’ are violated by employees or the facility.

Important coverages that could be included in this type of insurance include:

·       Commercial General Liability (CGL)
·       Director and Officers (D & O) Insurance
·       Professional Liability Insurance or Errors & Omissions (E & O) Insurance

Partners, Programs & Market Access

We maintain relationships with nationally recognized and specialty-focused insurance providers that actively underwrite this class of business. Our network includes both admitted and non-admitted markets, allowing us to match risks—from straightforward accounts to more complex or hard-to-place exposures—with appropriate underwriting partners.

Program availability, coverage terms, and underwriting appetite can vary based on operations, location, and loss history, so access to multiple markets is key to securing the right fit. This approach helps ensure broader coverage options and more competitive placement across a range of risk profiles.

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