Adult Care Workers are healthcare professionals who experience higher on-the-job injury and illness rates, due to their unique working environment.

Some of the occupational health and safety hazards that assisted living employees are exposed to include:

  • Physical Hazards

Strains, sprains and musculoskeletal disorders caused by over exertion while lifting, repositioning or moving patients.

  • Chemical Hazards

Hazardous chemicals and disinfection agents used for clinical care and keeping areas and units clean could pose a risk to workers.

  • Infectious Agents

Health care workers are exposed to contagious disease and contamination due to various types of activities at the facility.

  • Psychosocial Hazards

Stress caused by long working hours and having to work in shifts.

Workers face these risks every day while looking after the health, safety and wellbeing of each resident.

They need to be assured that in the event of injury, accident or illness they will be taken care of as well, and that is why we recommend you add Adult Care Facilities Workers’ Compensation Insurance to your Business Insurance portfolio.


Partners, Programs & Market Access


We maintain relationships with nationally recognized and specialty-focused insurance providers that actively underwrite this class of business. Our network includes both admitted and non-admitted markets, allowing us to match risks—from straightforward accounts to more complex or hard-to-place exposures—with appropriate underwriting partners.


Program availability, coverage terms, and underwriting appetite can vary based on operations, location, and loss history, so access to multiple markets is key to securing the right fit. This approach helps ensure broader coverage options and more competitive placement across a range of risk profiles.



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