insurance

Articles tagged with insurance


Hard Market - Emphasize Service

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HARD MARKET - EMPHASIZE SERVICE Dear (Customer Name): As you know, insurance rates are increasing. Some coverages are hard to find. You are caught in what is known as a 'hard market,' a market cyc...

Hard Market Pre-Approach

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HARD MARKET PRE-APPROACH Dear (Customer Name): THE PRICE IS RIGHT! It's free! Our risk management consultants come to you free of charge, and you might be surprised at what they'll have...

Hard Market Sales Letter

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These are tough times to buy insurance. And what's worse, the insurance you can buy probably costs more...

Has The Rating Of Any Of Your Carriers Changed?

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HAS THE RATING OF ANY OF YOUR CARRIERS CHANGED? by Curtis Pearsall If you dont know, you need to read this document by Curtis Pearsall. Rating firms are evaluating company results eve...

Have You Trained Your Employees To Do Their Job?

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HAVE YOU TRAINED YOUR EMPLOYEES TO DO THEIR JOB? by Curtis Pearsall If you're the owner or manager of an agency, take a few minutes and reflect on the structure of your staff. Do you have staff...

Health Insurance

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HEALTH INSURANCE Dear (Customer Name), ISN'T IT TIME TO REVIEW YOUR HEALTH PROGRAM? We have a responsibility to keep our policyholders informed about the many ways in which we can serve ...

Health Insurance

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HEALTH INSURANCE Dear (Customer Name): We already write your ( ), but did you know we also can take care of your Health insurance needs? We're professional insurance agents trained to h...

Help Put An End To Workers Comp Malingering

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HELP PUT AN END TO WORKERS COMP MALINGERING: A GUIDE FOR BUSINESS MANAGERS WHO FACE A WORKERS COMP CLAIM by David DePaolo To malinger is to pretend to be ill or otherwise incapacitated ...

Hints From Hales: What Is In A Business Plan?

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Question: The loan officer asked me for a business plan. What should it include? Answer: The lender uses your...

Homeowners Automatic Liability Increase

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HOMEOWNERS AUTOMATIC LIABILITY INCREASE Dear (Customer Name), In reviewing your file, I noticed that your Homeowners policy has Liability coverage of only ($ Amount). In view of today's high court...

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