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Legal and E&O

What You Can Do About Insurer Insolvency

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CMEditor
WHAT YOU CAN DO ABOUT INSURER INSOLVENCY by Bill Wilson Though you carry E&O insurance that should cover carrier insolvency, recent court cases have not completely absolved agencies when p...

What's A Soundbite?

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WHAT'S A SOUNDBITE? by Janine Reid 'I did not inhale.' 'I am not a crook.' 'Yeah, we've had fatalities before, but this is a dangerous bus...

What's So Bad About Loss-Ratio-Based Contingencies?

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WHAT'S SO BAD ABOUT LOSS-RATIO-BASED CONTINGENCIES? by Chris Burand This type of contingency contract makes sense for agents, companies and consumers. Since October 2004...

When Claims Practices Fail

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WHEN CLAIMS PRACTICES FAIL By Roy Phillips When one of your carriers handles a claim poorly, everyone suffers particularly you, the agent. From a product and servic...

When Workers Can’T, Or Won’T, Work

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DonPhin
A variety of laws govern extended employee absences. Many states have equivalent legislation. These federal and state laws share a common theme: The worker’s needs come first. In this document, Don Phin advises you to maintain compliance, and to go beyond the letter of the law to retain loyal workers.

Where Are Your Accounts Located?

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CMEditor
'Out of sight, out of mind.' Not a problem in the case of an old pair of shoes you forgot you had, but it's unacceptable...

Where To Apply For Variances From Osha Standards

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CMEditor
INFORMATION DATE 19920216 DESCRIPTION USDOL Program Highlights, Applying for Variances from OSHA Standards SUBJECT Where to Apply for Variances from OSHA Standards ABSTRACT Under certain conditions...

Who Owns Your Life Business?

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CMEditor
The book of Life/benefits business springing from your P/C business can be as valuable as, or even more valuable than, your P/C book. For this reason alone, identifying who owns that book under all conditions is important.
Two parties might challenge your ownership: Life producers and Life carriers.

Why Manage Litigation?

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CMEditor
WHY MANAGE LITIGATION? by John Beringer The thought of having to deal with a lawsuit can be stressful, to say the least. But what if you could hire a professional to handle all of the de...

Will You Be Ready When A Crisis Comes?

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CMEditor
WILL YOU BE READY WHEN A CRISIS COMES? by Janine Reid Is your company vulnerable to a crisis? Most of us would respond by saying, 'It won't happen on my watch!' Realistic...

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