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US Risk

U. S. Risk Insurance Group, Inc. is a specialty lines underwriting manager and wholesale broker headquartered in Dallas, TX. Operating 16 domestic and international branches, it offers a broad range of products and services through its affiliate companies, which include U.S. Risk Underwriters, U.S. Risk Brokers, Oxford Insurance Brokers Ltd.(London), Advocate Reinsurance Partners, James Hampden International, Abraxas and Unisource Program Administrators.

US Risk Offers Workers Compensation for Manufacturing Markets

Julie Byington Julie Byington , 1/16/2013
1 Verified Reviews - 5 of 5.0
UPA is partnered with an A-rated carrier to bring you one of the most competitive markets for your manufacturing clients.

We offer guaranteed cost, dividend plans (dividend plans only available in FL), and online loss runs. Our manufacturing workers compensation program offers a $3,000 minimum premium and NO maximum premium or experience mod. With a wide range of payment options we are sure to find something that fits your clients needs. They can choose from UPAY-As-You-Go, direct bill, and monthly self reporting (with 5% non working deposit). We do have some limitations, see the underwriting guidelines below.

Underwriting guidelines:
  • New ventures eligible
  • Group transportation limited to no more than five employees per vehicle
  • Lapse in coverage needs to be referred to underwriting
  • Height and underground restrictions - no more than 20 feet/2stories above ground and no more than 6 feet below ground
  • Insureds coming out of PEOs
  • PEO carve outs available
    • Need loss history and signed PEO/Client contract and amendment
    • Need labor endorsement
  • 24-hour shift work exposure eligible (no other exposure)
  • Domestic, aviation and federal coverage's ineligible
  • Tax lien or bankruptcy ineligible
  • Limited / Incidental / Cannot be governing state - CA or OK

We offer this program in the following states: 
AL, AK, AZ, AR, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, OR, PA, RI, SD, TN, TX, UT, VT, VA, DC, WV, WI

For more information come and connect with me on CompleteMarkets.com for weekly updates or visit our Manufacturing Workers Compensation Insurance storefront.