Contractors Workers' Compensation Insurance

The word contractor is not regularly defined but it is such a well-known term that most people understand what makes a contractor. By definition a contractor is “a person or company that undertakes a contract to provide materials or labor to perform a service or do a job.” So the friendly workers you hire to repair your broken pipes or fix your leaky roof are considered contractors. By law all these workers are required to carry workers’ compensation insurance but each state has different requirements for each type of contractor which makes it extremely difficult for you to ensure your clients have the proper coverage.

That is where we step in to help!

We have been writing workers’ compensation insurance specifically for the construction industry for over 10 years so we provide you with a team of underwriters that are experts in the construction industry. U.S. Risk Insurance Group, Inc. can help place hard to place risks including heavy construction, roofing, high mod and even multistate construction companies. Whether you are new to the construction market or you have a whole book of clients it always provides a level of comfort to work with a MGA that understands the industry and can guide your client’s coverage.

One of the most expensive and detrimental events that can happen to a business is an employee injury, especially if there is little or no coverage for the company. Why put your clients at risk? Call U.S. Risk Insurance Group, Inc. today and see how we can help you and your clients!

We offer this program in the following states: AL, AK, AZ, AR, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, OR, PA, RI, SD, TN, TX, UT, VT, VA, DC, WV, WI