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*Please note that we only write in AZ, CA, CO, ID, NM, NV, UT & WY.

Whether it’s for a quick drink, or just to have a good time 

with friends; a good drink at a great bar is welcomed. According to sratista.com, revenue of the bar industry in the United States was forecasted to exceed 24 billion U.S. dollars in 2015. This already large amount of sales also has the potential to rise even more than predicted. If you are at a bar where the drinks are decent, the ambience is good; and you have an amazing bartender who’s fun, interesting and welcoming; then you are more likely to return. However, to the bar owner, it’s no piece of cake running a business in such a risky industry. There are many risks that the bar industry faces, and your client needs protection against any exposure that may arise. 

Colonial General offers liability and property coverage on a mono-line or package basis for bar exposures. Our experienced staff is prepared to provide your client with the perfect coverage. This program is available in the Western Region (AZ, CA, CO, ID, NM, NV, UT & WY). 

Please visit our Bar Insurance storefront on CompleteMarkets. Or call us at 855-980-7480 for more information. We look forward to hearing from you!

According to IBISWorld, the Bar and Nightclub industry emerged from the recession, and turned around in 2010. The industry has continued to make strides over the years, causing revenue to increase. Industry experts expect an annualized rate increase of 1.5% by the end of 2015.

Bars are known for their fun, exciting and, entertaining atmospheres. But while many customers are having a good time and enjoying a few drinks, your client may be worrying about many things. As a bar owner, your client has an immense amount of responsibilities and having the perfect insurance coverage is a priority. 

Colonial General can help you ease your clients concerns. We understand the many exposures that the Bar industry face and that is why we designed an exceptional Bar program. We can cover the following:

Property Coverage 

• Accounts Receivable

• Basic, Broad or Special Form

• Building

• Business Income

• Computer Equipment

• Contents

• Equipment Breakdown

• Food Spoilage

• Outside Signs

• Replacement Cost or ACV

• Valuable Papers

 

Commercial General Liability 

• Primary Limits up to $3,000,000 Occurrence/Aggregate

• Liquor Liability Coverage

• Excess or Umbrella Limits up to $25,000,000

• Included Coverages:

• Assault and/or Battery Limited Liability Coverage Form (per event)—$25,000/$50,000 Limits

• Medical Payments Coverage—$5,000 Limit

• Additional Interests

• No deductible required

Crime Coverage 

• Inside the Premises—Theft of Money and Securities

• Inside the Premises—Robbery or Safe Burglary of Other Property

• Outside the Premises

Our dedicated staff is always ready to help. We represent many A+ carriers to better suit your clients’ needs. Please visit our Bar Insurance storefront or call us at 855-980-7480. We look forward to hearing from you!