Buckles Insurance

Buckles Insurance is a specific type of property insurance that focuses on covering valuable items like jewelry, watches, and other high-worth possessions.  While both types of insurance involve protecting property, there are some key differences between them:

Scope of Coverage

• Property insurance typically covers a broad range of property, including homes, buildings, and personal belongings such as furniture and electronics.
• Buckles insurance also known as jewelry insurance on the other hand, specifically focuses on covering valuable items like jewelry and watches.

Coverage Limits

• Property insurance policies often have limits on coverage for certain types of property, especially high-value items.
• Buckles insurance is designed to provide more specialized coverage tailored to the high value of jewelry and other valuable possessions, often offering higher coverage limits and additional protections.

Specific Perils

• Property insurance may cover a wide range of perils such as fire, theft, vandalism, and natural disasters.
• Buckles insurance may provide coverage specifically tailored to the risks associated with valuable items, such as loss, theft, damage, and even mysterious disappearance.

Appraisal Requirements

• Buckles insurance policies typically require a detailed appraisal of the insured items to determine their value accurately. This helps ensure that the coverage adequately reflects the value of the items being insured.
• Property insurance may also require appraisals for high-value items but is generally less focused on the specific valuation of individual possessions.