Business Class Hotels Umbrella Liability Insurance

Operating a hotel or motel carries all sorts of unexpected situations. With thousands of customers staying in hotels each month, unforeseen and unfortunate things occur. Business Class Hotels Umbrella Liability Insurance Coverage lets a hotel chain or corporation rest assured that their customers are taken care of and their financial loses will be reduced. What type of additional coverage is offered by Umbrella policies for hotels?

What Does Umbrella Hotel Coverage Offer?

Most policies provide coverage for events not listed in a general insurance policy. In addition, Umbrella coverage often goes above and beyond, offering more coverage on allowed events. These are just a few of the unforeseen occurrences that might be covered under an added policy:

  • Accidents while on the premises. This includes outside areas, parking lots and establishments directly owned by the hotel, including casinos, spas and restaurants.
  • Damage to a customer or vendor's property. These occurrences are usually rare, but a collapsed awning on a car in front of the hotel or an electrical short that damage a computer would be covered as damage to property. There are a zillion others unforeseen reasons to provide coverage for property damage
  • Lawsuits. If a vendor or customer should decide to sue your hotel or hotel chain for injuries sustained or for damage, a liability policy can provide coverage. This protects the business from thousands of dollars in un expected loses.
It is best to talk to an agent or contact your present insurance company to discuss Business Class Hotels Umbrella Liability Insurance coverage. Their experts can help you decide which coverage is best for you and your business needs.
Preferred Property Program, Inc.
Commercial Building Owners Umbrella’s and Equipment Breakdown

Preferred Property offers Umbrella, Boiler & Machinery/Equipment Breakdown, and Environmental Impairment Liability quotes for habitational clients. We have low limit Umbrellas from $1 million to $5 million with Chubb and high limits of $5 milli...
Van Wagoner Companies, Inc.
Commercial Lines

Van Wagoner Companies is one of the oldest Surplus Lines Agencies in the State of Texas, providing a wide variety of insurance programs, including: Apartment Houses Building Contents, Inland Marine & Liability ...
Halcyon Underwriters
Commercial Lines Insurance

Our office offers several markets to assist you in writing with the top admitted carriers: Class of Business (Not all Inclusive) - Artisan/Trade Contractors - Banks / Financial Institutions - Builder's Risk — Lessors Risk — B...
Not an Insurance Agent? No problem, we help hundreds of people find the right agent/advisor every day!
Visit our dedicated Insurance Consumer section and we will recommend the right agent for your specific needs.

Insurance for You, Your Family or Your Business 
Quick and simple; secure and confidential. We share your info with only ONE of our insurance experts. Our unique, proprietary process is designed to get you the best local expertise available.


If you are an Insurance Agent, looking to help an Insured, we can help you 
Find A Marketby matching you to our MGA/Wholesaler/Carrier partners.
Further Reading 
Yes. The most obvious addition is worldwide coverage for automobile liability. Typical business automobile policies cover drivers in the United States, its possessions and Canada. The umbrella policy does not have this restriction. Umbrellas s...
On April 20, 2011, someone hacked the Sony Playstation Network. They found an opening in the online video gaming network's password-reset system and penetrated the security protecting its customer database. Days later, the company admitted that the h...
Cyber breaches that affect big businesses make the news, but over 60 percent of all cyber breaches target small and medium-sized businesses. Because you must protect your business, no matter what its size, purchase adequate cyber liability insurance....
General liability forms now contain some detailed and extensive exclusions of coverage, particularly for contractors. The automobile exclusion is a few sentences while the environmental exclusions or personal injury wording can exceed a full polic...
In today's high-tech world, individuals can carry thousands of client files on flash drives in their pockets or purses. People are conducting business on the go and sensitive information is accessible at the click of a button. Managers are using thei...