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Clubs (Fraternal, Social, etc.) Insurance

Protecting Fraternal and Social Clubs with Comprehensive Insurance

Fraternal organizations, social clubs, veterans' groups, and lodges bring people together, fostering community and camaraderie. However, the operational complexity of these membership-based associations introduces risks that demand tailored insurance coverage. Without proper protection, even minor incidents can lead to significant financial losses.

Why Clubs Face Unique Risks

The nature of activities within social clubs and fraternal organizations creates exposures not seen in other industries. Consider these risk factors:

  • Event Hosting Liability: Fundraisers, galas, and social gatherings often involve alcohol and large crowds, increasing the risk of injuries or property damage.

  • Membership Risks: With rotating members and leaders, there’s potential for mismanagement or unintentional breaches of fiduciary duty.

  • Premises Liability: Clubhouses and event venues need coverage for accidents like slips and falls, which account for nearly one-third of all liability claims annually.

  • Volunteer Management: Managing unpaid staff brings unique risks, including workplace accidents or allegations of misconduct.

Must-Have Insurance for Clubs

  • General Liability: Protects against claims for bodily injury or property damage to others.

  • Directors & Officers (D&O) Liability: Protects leadership from claims of mismanagement.

  • Liquor Liability: Vital for clubs that serve alcohol.

  • Property Insurance: Covers clubhouses, equipment and other assets.

Don’t leave your club exposed to unnecessary risks. Safeguard your organization with Fraternal and Social Clubs Insurance, ensuring peace of mind for your members and leaders alike. Contact us today to explore a tailored plan for your club!
Gateway Specialty Insurance
Fraternal Club and Social Club Insurance
place 1170 Devon Park Drive
Wayne PA, 19087
  Gateway Specialty Insurance has a product designed specifically for the following Fraternal and Social Clubs.   • American Legion • Ancient Order of Hibernians • Cultural Clubs • Fraternal Order of Eagles      • Lions Club...
Apogee Insurance Group
Fraternal Clubs
place 489 Devon Park Drive Suite 301
Wayne PA, 19087
An All-In-One Non-Profit Package product providing Fraternal Clubs the opportunity to purchase General Liability ($1m/$2m Limits), Liquor Liability($1m/$2m Limits), Property limits up to $750,000, except in coastal areas where there is a $250,000 lim...
American Specialty Insurance & Risk Services
Independent Car Clubs Insurance
place 142 North Main Street, PO Box 309
Roanoke IN, 46783
  American Specialty offers Independent Car Clubs insurance for national and local clubs, on-track events, static shows, rallies, and parades, etc. Our sports-specific insurance programs and services can help protect your organization and...
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