Coastal Properties Insurance

Property insurance coverage for residential and commercial properties in coastal areas exposed to the beachfront and lower areas along the coast are highly susceptible to damage from heavy winds and high tides. Hurricanes and other significant windstorms have left their marks in damage and destruction, particularly along the Atlantic and Gulf Coast states. Many standard markets exclude wind coverage from policies issued in this area. A variety of cooperative programs are available through the state but excess and surplus carriers can also provide needed coverage. All coastal windstorm policies are subject to large deductibles, either as a flat amount or as a percentage of the limit of insurance. Flood coverage is available through the National Flood Insurance Plan (NFIP) but the limits available are usually inadequate for most properties. Excess coverage is usually available above the NFIP limits.
Maritime Program Group
Coastal Builders Risk Insurance

  Maritime Program Group has an exclusive in-house national program to underwrite Coastal Builders Risk Insurance. Our Coastal Builders Risk Insurance program is comprehensive, flexible, and handled by our experienced underwriting staff— that ta...
Brown & Brown Program Insurance Services, Inc. DBA: CITA Insurance Services
Hotel and Resorts Insurance

As the leading national provider in the Hotel and Resorts Insurance we are able to meet the needs of your clients. We have an exclusive commercial lines market for the lodging industry along with tailored coverages available to your client. Our pro...
Empire Underwriters, LLC
Hotel, Motels, & Resort Workers Compensation Insurance

Workers Compensation Insurance exposure is a major factor in the hotel, motel, and resort industry, having a direct impact on the company’s bottom line. Slips and falls, back injuries, sprains, and strain are common occurrences. Shift work, inherent ...
USG Insurance Services, Inc.
Property Insurance

USG Insurance Services, Inc. is a national wholesaler and managing general agent (MGA) with 18 offices across the country and the ability to write in all 50 states. Built from the ground up by some of the top executives in insurance, USG continues to...
Atlantic Specialty Lines, Inc.
Atlantic Specialty Lines

Atlantic Specialty Lines, Inc. is a highly focused wholesale broker and specialty lines MGA offering a variety of  Property, Casualty, Auto, Professional, Personal Lines, Workers Comp, Environmental, Liquor Liability, Special Events, Contra...
BUA Insurance
Coastal Homeowners

BUA's Coastal Homeowners program offers a viable surplus lines alternative for homeowners who are unable to purchase coverage in the standard market due to their home's coastal exposure.  Some of the program features are as follows:   ...
RISCO Insurance Brokerage Inc.
Coastal Homeowners Insurance

RISCO offers binding authority Coastal Homeowners Insurance Programs for your hard to place personal lines clients. These clients need your help in creating an insurance program to protect their personal assets. RISCO can help you meet this goal. ...
Commercial Sector Insurance Brokers
Coastal Property Insurance

Coastal Property Insurance Presents a Unique Set Of Challenges When One Is Searching For Alternatives For Their Clients. Due To Increasing Premiums As A Result Of Wind Related Claims Caused By Hurricanes and Other Storms It Is Important To Find The R...
Insurance Programs of America
Coastal Restaurant Insurance

Insurance Programs of America (IPOA) understands the unique exposures the restaurant industry faces. Our team specializes in coastal restaurant insurance and is determined to create an exclusive program for your client.   With RestaurantPro, w...
America's Internet Brokers, Inc.
Coastal, Flood Zone & High Value Homes

Homeowners coverage for coastal properties including secondary/seasonal residences, homes titled in corporate names and rental properties. Coverage can be provided on an ISO-HO-3. Optional coverages include Replacement Cost Contents; Personal Inju...
Van Wagoner Companies, Inc.
Commercial Lines

Van Wagoner Companies is one of the oldest Surplus Lines Agencies in the State of Texas, providing a wide variety of insurance programs, including: Apartment Houses Building Contents, Inland Marine & Liability ...
Veracity Insurance Solutions, LLC
Commercial Property Insurance

Veracity Insurance represents to some of the largest commercial property and inland marine carriers in the nation. We can provide coverage for: Buildings Contractors Equipment Personal Property Builder's Risk Motor Truck Ca...
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Further Reading 
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