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Commercial Auto Standard/Contractors Insurance

Why Commercial Auto Coverage is Essential for Contractors & Public Entities

When your business relies on company-owned vehicles for daily operations—whether in construction, landscaping, or delivery services—you expose yourself to significant financial risks. Accidents, liability claims and vehicle damage can disrupt projects, inflate costs and even put your business at risk. This is where Commercial Auto Coverage – Public Entity Program Insurance becomes indispensable.


Why Contractors Need Commercial Auto Insurance

Many contracting businesses use a fleet of trucks, vans or specialized equipment vehicles to transport tools, employees and materials. Without proper auto insurance, an accident could mean:

  • Costly Liability Claims – Commercial vehicle accidents can result in legal claims exceeding hundreds of thousands of dollars.

  • Downtime & Revenue Loss – A single accident can sideline a work truck, delaying contracts and cutting into profits.

  • Employee & Public Safety Risks – Contractors often operate in high-risk zones, such as active job sites or real estate developments, increasing the likelihood of accidents.


Key Coverages for Construction & Contracting Fleets

  • Liability Protection – Covers bodily injury and property damage caused by company vehicles.

  • Physical Damage Coverage – Protects against theft, vandalism or accidents.

  • Hired & Non-Owned Auto Coverage – Essential for rented or employee-owned vehicles used for business.


Secure Your Business with Commercial Auto Insurance

Protect your fleet, employees and bottom line with Commercial Auto Insurance for Contractors. Get a customized policy that meets your industry's unique risks. Request a free quote today!
Scurich Insurance Services
Commercial Auto Insurance (Monterey Bay Area)
place 783 Rio Del Mar Blvd Suite 7
Aptos CA, 95003
Scurich Insurance Services has been providing Commercial Auto Insurance for your business in the Monterey Bay Area since 1924. Your company vehicles are large investments you should protect them with the best possible insurance policy....
BTIS - Builders & Tradesmens Insurance Services, Inc.
AmTrust Preferred Commercial Auto
place 6610 Sierra College Blvd.
Rocklin CA, 916-772-9200
BTIS now offers commercial automobile liability and physical damage coverage designed to protect light, medium and heavy vehicles with local and intermediate radius.  From single units to large fleets, AmTrust Preferred Commercial Auto offers li...
Prime Insurance Company
Artisan Contractors
place One South Dearborn Suite 800
Chicago IL, 312-884-5813
As an artisan contractor, you’re looked to as an expert in the field! Artisan Contractors face a multitude of loss exposures that vary substantially according to the type of construction project. For example, more than 150,000 Americans will requir...
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