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Commercial Auto Standard/Restaurants Insurance

Why Your Restaurant Needs Standard Commercial Auto Insurance

As a restaurant owner or food service business operator, you know that running a successful operation isn’t just about great food—it’s about ensuring smooth logistics. If your business relies on company-owned vehicles for food delivery, catering or food truck operations, you need Restaurant Standard Commercial Auto Insurance to protect your assets and keep your business moving.


The Unique Risks You Face

Your business faces unique vehicle-related challenges that require specialized coverage. Here’s why securing the right insurance is crucial:

  • Constant Road Exposure: Frequent trips for food delivery, catering events or food truck operations increase the risk of accidents. Studies indicate that commercial vehicles experience a higher accident rate than personal-use vehicles due to extended time on the road.

  • Costly Liability Risks: A single accident involving a business-owned vehicle can result in expensive lawsuits, medical claims and property damage expenses, potentially putting your business at financial risk.

  • Business Disruptions & Downtime: If your catering van or food truck is damaged, it could mean lost revenue. Business interruption coverage within a commercial auto policy can help offset these losses.

  • Employee-Driven Vehicles & Third-Party Liability: Unlike personal auto insurance, a commercial policy covers your employees while driving business-owned vehicles, ensuring full protection against third-party claims.


Secure Your Business with the Right Coverage

From general liability to comprehensive protection, Standard Commercial Auto Insurance for Restaurants ensures your vehicles and revenue are safeguarded. Don’t risk disruptions—get a quote today and keep your food service operation running smoothly.
Scurich Insurance Services
Commercial Auto Insurance (Monterey Bay Area)
place 783 Rio Del Mar Blvd Suite 7
Aptos CA, 95003
Scurich Insurance Services has been providing Commercial Auto Insurance for your business in the Monterey Bay Area since 1924. Your company vehicles are large investments you should protect them with the best possible insurance policy....
BTIS - Builders & Tradesmens Insurance Services, Inc.
AmTrust Preferred Commercial Auto
place 6610 Sierra College Blvd.
Rocklin CA, 916-772-9200
BTIS now offers commercial automobile liability and physical damage coverage designed to protect light, medium and heavy vehicles with local and intermediate radius.  From single units to large fleets, AmTrust Preferred Commercial Auto offers li...
Bailey Special Risks, Inc.
Bar, Restaurant & Tavern
place 177 E. Main Street, Suite 4
Hendersonville TN, 37075
This package has been designed for Bar & Taverns with liquor sales greater than 50% of gross sales. The Bar & Tavern Package can quickly and easily be quoted for up to five lines of insurance: Property Liquor Liability Exce...
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Further Reading 
Bars, taverns, restaurants and nightclubs face unusual risks. If you own or work at one of these establishments, understand your risks and the risk management insurance you need. Potential Risks for Bars, Taverns, Restaurants and Nightclubs Whi...
Commercial auto insurance is essential for many businesses, including fire and rescue companies. Like passenger vehicles, your fire and rescue vehicles are subject to accidents, theft, vandalism and other circumstances. Protect your property with com...
To help you make sure make sure that your business has the right Commercial Auto policy at the right price, we'd recommend following these guidelines: Make sure to cover all vehicles that your employees drive on company business. This could incl...
Nearly six million traffic accidents occur in the U.S. every year - more than 16,000 a day (or one every 10 seconds). If your company owns, operates, or uses motor vehicles - or if you have employees who use their cars for business purposes - you ...
How safe are your company’s drivers behind the wheel – and what can you do to help them make safer decisions on the road? More and more auto fleet managers are using wireless telematic devices mounted inside company vehicles to answer to monitor the...