What is Entertainment Wrap Ups?
Entertainment Wrap Ups are specialized insurance policies designed to cover all parties involved in a production under one comprehensive policy. Instead of each party—such as the production company, cast, crew, vendors, and contractors—carrying separate policies, the wrap-up provides coverage for everyone involved in the project. This helps streamline risk management and minimize coverage gaps on set.
Who Needs It
Entertainment Wrap Ups are ideal for production companies, film studios, event organizers, and entertainment venues managing large-scale or complex productions. They are often used in:
- Feature films and television series
- Commercial shoots
- Live performances and concerts
- Festival and event productions
If your project involves multiple vendors or contractors, or if you’re working on location, a wrap-up policy may be a smart way to ensure everyone is properly covered.
What It Typically Covers
Coverage under an Entertainment Wrap Up can vary, but commonly includes:
- General liability
- Workers’ compensation
- Property damage
- Equipment insurance (including rented and owned gear)
- Third-party bodily injury and property damage
- Cast insurance (illness or accident preventing filming)
These policies can be tailored to the specific needs of your production, providing broad protection from pre-production through post-production.
Common Exclusions and Limitations
Like any insurance policy, Entertainment Wrap Ups have exclusions. Common ones include:
- Intentional acts or criminal behavior
- Known pre-existing damage or loss
- Unapproved stunts or hazardous activities
- Acts of terrorism (unless specifically included)
- Unscheduled or non-disclosed locations and equipment
Always review your policy closely to understand what's not covered so you can plan accordingly.
Factors That Influence Cost
Several factors can affect the cost of an Entertainment Wrap Up policy, including:
- Production budget and overall project size
- Length of the production schedule
- Number of cast, crew, and subcontractors
- Types of equipment and locations used
- Risk level of stunts or special effects
Insurers will evaluate the scope and complexity of your production to determine premiums and policy limits.
Proof of Insurance & Compliance
Productions often need certificates of insurance (COIs) to secure locations, equipment rentals, or to meet union and vendor requirements. An Entertainment Wrap Up policy can simplify this by issuing a single COI that covers all enrolled parties. Requirements may vary by state, so it’s important to work with an experienced insurance professional who understands the entertainment industry.
How to Get a Quote
Getting a quote for an Entertainment Wrap Up policy starts with providing details about your production, including budget, schedule, and personnel. Our team can help you find the right coverage for your needs. Get a quote today.
Frequently Asked Questions
What is the main benefit of an Entertainment Wrap Up?
It simplifies insurance by covering all parties under one policy, reducing administrative work and potential coverage gaps.
Can I include subcontractors in the wrap-up policy?
Yes, subcontractors and vendors can typically be enrolled, but they must meet eligibility criteria set by the insurer.
When should I arrange coverage for a production?
It’s best to secure coverage during pre-production to ensure all risks are managed before filming begins.
Does the policy cover international shoots?
Some policies can extend coverage internationally, but you’ll need to confirm this with your insurer and may require additional endorsements.
Is cast illness covered under a wrap-up policy?
Yes, most wrap-up policies include cast coverage, protecting against delays due to illness or injury of key personnel.
Still have questions? Talk to a local insurance expert.