Excess liability policies layer over underlying coverage like commercial automobile or general liability. These policies can be written as follow form, self-contained, or specific and aggregate.
Follow form excess policies do not broaden underly...
Yes. The most obvious addition is
worldwide coverage for automobile liability. Typical business automobile
policies cover drivers in the United States, its possessions and Canada. The
umbrella policy does not have this restriction.
Umbrellas s...
General liability forms now contain
some detailed and extensive exclusions of coverage, particularly for
contractors. The automobile exclusion is a few sentences while the
environmental exclusions or personal injury wording can exceed a full polic...
Excess liability, umbrella liability, high levels of general liability, whatever increases your limits of unknown liabilities, worries your insurer endlessly.
The modern world of commerce and delivery offers changes in liability just as fast as ...
Trampolines help your kids burn off excess energy, and they're a great weight loss tool for you. However, the American Academy of Pediatrics recommends that all consumers avoid using trampolines because unsafe use of this backyard toy can cause he...