What is Ferry Flights Insurance?
Ferry flights insurance is a specialized type of aviation coverage designed to protect aircraft owners and operators during non-commercial repositioning flights. These flights typically occur when an aircraft is moved from one location to another without passengers or cargo—such as after maintenance, for delivery to a new owner, or to relocate for operational reasons.
This type of policy addresses unique liability exposures and operational hazards that occur when a plane is flown without its usual commercial coverage in place. It ensures that the aircraft, crew, and third-party liabilities are protected during these transitional movements.
Who Needs It
Aircraft owners, aviation contractors, flight schools, and aircraft leasing companies often require ferry flights insurance. It is also common for maintenance facilities or manufacturers to secure this coverage when delivering aircraft to clients. Even aviation clubs or private pilots may need it if relocating a plane for seasonal use or repair work.
What It Typically Covers
Ferry flights insurance may include:
- Hull coverage for physical damage to the aircraft during the ferry flight
- Third-party liability for bodily injury or property damage caused to others
- Crew coverage in case of accidents involving pilots or support personnel
- Temporary coverage for a specific flight or series of repositioning flights
For example, if an aircraft sustains damage during a ferry flight from a maintenance facility to its home base, the policy may help cover repair costs and liability claims.
Common Exclusions or Limitations
Policies may exclude coverage for:
- Unauthorized deviations from the approved flight path
- Pilots who do not meet specific licensing or experience requirements
- Flights conducted for commercial passenger or cargo purposes
- Mechanical failures known prior to the flight
Reviewing underwriting factors and policy exclusions with a knowledgeable broker is key to avoiding coverage gaps.
Factors That Influence Cost
The cost of ferry flights insurance is influenced by several risk management considerations, including:
- Aircraft value and type
- Flight distance and route risk
- Pilot qualifications and flight history
- Purpose of the ferry flight (e.g., delivery, maintenance, repositioning)
Carriers will also assess transportation risks and potential exposures en route, including weather and terrain.
Proof of Insurance & Compliance
In many cases, aircraft operators must show proof of insurance to airport authorities or regulatory bodies before conducting ferry flights. This documentation confirms that the proper liability coverage and aviation-specific protections are in place, tailored to the unique needs of non-commercial flight operations.
How to Get a Quote
To get a quote for ferry flights insurance, gather details about the aircraft, flight purpose, pilot credentials, and planned route. Work with an aviation insurance broker who can access underwriters familiar with temporary and transitional aviation exposures.
Request a custom quote today to get the right protection in place before your next ferry flight.
For operators involved in marine or ferry-based passenger services, you may also want to explore Marine Ferry Services Insurance to ensure broader operational coverage.
Frequently Asked Questions
Is ferry flights insurance required by law?
Requirements vary by jurisdiction, but many airports and regulators require proof of liability coverage for repositioning flights.
Can I use my regular aircraft insurance for a ferry flight?
Not always. Some aircraft policies exclude coverage for ferry flights or limit coverage when the aircraft is in transit without passengers or cargo.
What if the pilot isn't listed on the policy?
Most policies require named pilots or specific qualifications. Using an unapproved pilot could void coverage.
Is ferry flights insurance available for international flights?
Yes, but international ferry flights may require special underwriting and compliance with multiple aviation authorities.
How long does ferry flights coverage last?
It's typically short-term, covering a single flight or a series of repositioning trips, depending on the policy terms.
Still have questions? Talk to a local insurance expert.